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    • Well If I pay British Gas £90 a month they’ll be paid off in about 17 months. That’s a long time but if it’s gunna effect my credit rating until November 2023 why bother paying it off early?    Ive worked out too the PDL default will be 6 years old on the 22/01/2020 so is there a point even doing anything with it? If it gets removed after 6 years does that mean I won’t have to pay it back?    Thanks  Andrew 
    • Minor developments:   a) Notification received that case has been referred to County Court at Chesterfield and we've to await the Judge's directions re allocation etc.    b) The letter I sent on 20th August to the agent (Lambert Smith Hampton) that manages the Berkeley Precinct and has its address on the board at the entrance, has been returned by the Royal Mail National Returns Centre, with a sticker saying the "addressee has gone away"!!   Don't they have an obligation to change the signage if they move, and why wouldn't such a large company have their mail re-directed?   The letter requested assistance in obtaining a copy of the contract between VCS and the landowner. I'm a bit mystified, but have found an additional address, so I could resend the letter and give it another try. 
    • urm.. FmoTl twaddle me thinks followed here
    • 123 Abc efg   22/09/2019 Dear Sir,   Re:  v xyz. Case No: 123456   CPR 31.14 Request   On (date) I received the Claim Form in this case issued by you out of the county court of Salford.      I confirm having returned my acknowledgement of service to the court in which I indicate my intention to contest and counter claim all of your claim.   Please treat this letter as my request made under CPR 31.14 for the disclosure and the production of a verified and legible copy of [each of the following / the] document(s) mentioned in your Particulars of Claim:     1: The agreement/overdraft Facility Confirmation and Terms and Conditions from that date. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached.   Failure to prove the above will render any claim unenforceable pursuant to section127 and 61b(3) CCA1974   2: The Demand/Termination Notice (Notice served under Sections 76(1) and 98(1) of the CCA1974   3: Notices of Sums in Arrears under running account credit CCA2006 sec 86C   4. Notice of Assignment *   You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are disclosed at your earliest convenience.. Your CPR 31 duties extend to making a reasonable and proportionate search for the originals of the documents I have requested, the better for you to be able to verify the document's authenticity and to provide me with a legible copy. Further, where I have requested a copy of a document, the original of which is now in the possession of another person, you will have a right to possession of that document if you have mentioned it in your case. You must take immediate steps to recover and preserve it for the purpose of this case.   Where I have mentioned a document and there is in your possession more than one version of that same document owing to a modification, obliteration or other marking or feature, each version will be a separate document and you must provide a copy of each version of it to me. Your obligations extend to making a reasonable and proportionate search for any version(s) to include an obligation to recover and preserve such version(s) which are now in the possession of a third party.   In accordance with CPR 31.15© I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request.   If you are unable to comply with this request and believe that you will never be able to comply with this request please confirm in your response.     Yours faithfully   Xyz. is this ok to send. and recorded delivery.
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Hello to everyone here, I would be very grateful if you have some advice on a rather strange letter from RLP.

 

Basically I am Bi-polar, normally I'm fine and nobody would know but one day last month I was in the manic phase of my condition due to a change in medication. I had gone into boots and bought a number of items, but I'd also put 3 low cost items a total of £4 in my pocket.

 

I left the store with these but I then realised what I'd done, never stolen in 27 years didn't want to then. So I returned to the store as I was going to pay for said items but as I approached it, two security guards although I don't remember seeing Sia licences on them asked me to follow them. I tried to explain but it fell upon deaf ears.

 

I was taken to the back room of the store and spoken to like a child. Then my bag was searched with paid items being broken before I was searched, patted down. Then one security guard left to price check the items stolen in total 3.95. My driving licence was photographed and so was I. Then I was told I was banned from all boots and would receive a fine for my actions. I though this was fair at the time.

 

But then I received a letter from RLP it stated there had been an incident in store and I was being fined for losses even though in the next sentence RLP say the store suffered no loss. I was expecting a small penalty fine of maybe £30 but no £147.50! I looked around on the Internet for a bit and read through these forums, I decided to ignore the letter.

 

Now however I have has a second letter from them threading to write to my parents or guardian. I'm 27 years old and both my parents have passed away!

 

I'm just wondering what I should do about it, do I just ignore them again? Send them a short reply? Thanks for any advice

Edited by honeybee13
Paras.

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Hi and welcome to CAG

 

I don't know enough about Bi-polar to be able to add much however I did have to laugh at that silly letter. Passing on your details to your parents. You are 27 and if they did that you could sue them for breaching your data protection rights. Bunch of muppets.

 

You have obviously read a few threads about RLP and the advice is still the same.

 

Ignore RLP

 

Once RLP get bored sending letters, they will pass this on to their pet debt collector.

 

Ignore the pet debt collector.

 

Boots could take court action if they wished but they won't. They will be unable to justify the amounts claimed so they don't bother and rely on RLP to chase you.

 

So, if I haven't made myself clear yet. IGNORE RLP!!!!!


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Did RLP actually call the charge a FINE? and in writing? No can do, as per Silverfox ignore them.


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Rlp can't do ANYTHING. EVER. Ignore them, use the letters as toilet roll substitute and move on with your life


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Just a quick message to say thank you for the replies, I will definitely keep ignoring them

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who said you will be fined? And did you get it in writing


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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The fine comment was from a security guard where as the letter states simply either amount outstanding or sum sought. Sorry if my message was a little unclear

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ignore totally rlp

 

 

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Not sure if this will be seen, but further to my initial post RLP actually followed through and sent a letter to my address with to the parent or guardian of......... obviously it came to me as I'm the only one at the address and I'm 27 years old. Is this practice legal by RLP or am I in a position to visit a cab to discuss action against them for breach of the data protection act?

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Hello again.

 

That's odd. Yes, RLP have written to parents and guardians in the past, in an effort to embarrass them into paying the speculative invoice. I don't remember them writing to someone well over that age though, it will be interesting to see what the forum regulars think.

 

HB


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Sounds like theyre just throwing out template letters to me, and dont really care who they go to. Jackie will eventually send one to the wrong person, and no amount of begging or excuses will stop her being brought before a court personally.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Damn. Sometimes I wish I had shoplifted just to take them to task. This is harassment pure and simple. Writing to a 27 year olds parents is purely intimidation and a complete breach of the Data Protection Act. If your parents were still with us and you lived at home, they may have opened it and likely all hell would have been let loose.

 

Personally, I would let the Information Commissioner know what a shoddy company this is.


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But Silverfox... jackie will just say shes acting on information given to her by the shop, and none of it is her or her companies fault.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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go for it, a complaint to the ICO about the incorrect retention, processing and distribution of your data.

It is not legal but the ICO likes to use the softly softly approach and educate the wrongdoers rather than actually punish them for being crooks.

 

Not sure if this will be seen, but further to my initial post RLP actually followed through and sent a letter to my address with to the parent or guardian of......... obviously it came to me as I'm the only one at the address and I'm 27 years old. Is this practice legal by RLP or am I in a position to visit a cab to discuss action against them for breach of the data protection act?

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