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southern pacific variations of and eurosail

bob 3456

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Id like to keep this separate from my other threads, but i`ve been constantly told by Acenden acting on behalf of Eurosail that they cant do anything as regards charges (or anything else) on our account before Nov 2010 when they supposed took ownership of our loan from Southern Pacific mortgage limited (also known as London Mortgage company , Southern Pacific Personal Loans ,etc......).

I was furious when also told this by an FOS adjudicator as well .


How can this be ?

Southern Pacific Personal Loans Limited are supposedly in insolvency with an address in Leeds, but Southern Pacific Mortgage Limited also named on our paperwork appear to be still going (active and operating from 110-118 Union Street London.)


Southern Pacific personal Loans limited (also known as London Mortgages) are described in our paperwork as the appointed representatives of Southern Pacific Mortgage limited.


So i would assume SPML would be described as the parent company of SPPL (London Mortages) and so should be liable for the account prior to Nov 2010.


Am i completely naive and wrong in thinking this??


Southern Pacific were responsible for alot of the charges /capitalised fees amongst other irregularities on our account.

Is there any point in pushing for an actual ombudsmans decision when the adjudicators decision is something we feel is a ridiculous decision.



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If you are unhappy with the Adjudicator's response, then IMHO, I would push for an Ombudsman proper.


If you have any other arguments to put forward then you need to do this at the same time as requesting the escalation.

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Thanks but what about the responsibility between SPML and SPPL as i see it they are the same compmapny even if SPPL are supposedly in adminsteration under Price Waterhouse Coopers.

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  • 1 year later...

I too am trying to track down these two companies and have read a court case in 2013 where the judge gave the liquidators permission to dispose of all the data for SPPL. Neutral Citation Number: [2013] EWHC 2485 (Ch). Ascenden responses merely provide the address of the liquidators to customers wanting SPPL info etc, despite the court letting them junk their files. What hope is there with this going on. It seems the courts think that individuals are only fishing either directly or through claims business' yet some of us have very real complaints about serious administration errors on their contracts, mis-selling et al. SPPL were actively selling mortgages over the telephone to customers with small secured loans, converting them into first charge mortgages, so selling between themselves.

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