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    • With any benefits system which has some form of controls in place, you will see some of these reported events happening.  Obviously it is not just people that are claiming benefits that commit suicide.  I think the biggest cause of death of men between 40 to 50 is suicide.     it would be interesting how the UK compares with other similar countries.     Does the UK have worse social problems than other wealthy countries?  Are countries, particularly non English speaking, more community orientated, with family generations living close by, offering support to young and old ?   Trying to concentrate blame on one thing, without looking into all of the other relevant issues, can lead to misleading conclusions.     You would think that following a suicide death, Coroners would have obtained copies of all relevant information including DWP files.   Why is there not a requirement to properly investigate such deaths at the time they occurred and to learn something from  each case ?
    • No DWP is in denial, the Errol Graham case has caused much concern   https://www.disabilitynewsservice.com/errol-graham-coroner-pledges-to-press-dwp-on-safeguarding-review/   Something is amiss with the procedures, Capita and the PIP Assessments seem to go against what a claimant's doctors say quite often, as do the UC Work Capability Assessments
    • oh don't you just love fleecers out to make a buck out of people they think are just mugs..
    • Useful link, BN.   The article mentions that the National Audit Office said that the DWP isn't learning anything from its mistakes.   HB
    • 1.     The Claimant claims £9,240.52 for monies due from the Defendant.   2.     This debt was pursuant to a regulated agreement(s) between the Defendant and The Student Loans Company Limited.  Each agreement had an individual account number as follows: 01xxxxxxxx, 00xxxxxxx, 97xxxxxxx, 96xxxxxxx.   3.     The Defendant failed to make payments as per the terms resulting in the agreement(s) being terminated.   Notice of such is served by a Default or Termination Notice subject to the terms of the agreement(s).   4.     The debt was assigned to the Claimant on 22/11/2013, with a notice provided to the Defendant.   A new master reference number xxxxxxxxxxxxx was also applied upon assignment.   5.     The Claimant has complied with the Pre-Action Protocol for Debt Claims   DEFENCE ……………...   The Defendant contends that the particulars of claim are vague and generic in nature.  The Defendant accordingly sets out its case below and relies on CPR 16.5(3) in relation to any particular allegation to which a specific response has not been made.   1.     Paragraph 1 2 is noted and denied accepted . I have had financial dealings with The Student Loans company in the past.  I do not recall the precise details or agreement and have sought verification from the claimant who has not complied with my requests for further information.   2.     Paragraph 2 is noted and accepted.  I did take out 4 student loans with the Student Loans Company.   2.     Paragraph 3 is noted and denied.  The Defendant never agreed to make payments to the Claimant, terms of the original Student Loans Agreement have been adhered to and thus repayments of loans are not due.  The Claimant is put to strict proof that an agreement(s) to make payments was made and a breach of agreement(s) occurred.   Paragraph 3 is denied as The Defendant maintains that a default notices were never received. The Claimant is put to strict proof that default notices were issued to, and received by the Defendant    3. Paragraphs1 & 4 are denied.The annual income of the Defendant has never exceeded the published limits for deferral since graduating in XXXX. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly provided by the Claimant pursuant to the LoP Act 1925.   4.      On receipt of this claim I requested (Royal Mail signed for) on 14/02/2020 a CPR 31.14 from the Claimant's solicitor and a section 77 CCA from the Claimant, to which both have failed to respond to,  It is therefore denied with regards to the Defendant owing any monies to the Claimant;  the Claimant has failed to provide any evidence of credit agreement/assignment/balance/breach requested by CPR 31.14, and remains in default of my section 77 CCA Request, therefore the Claimant is put to strict proof to: (a)   Show how the Defendant has entered into an agreement(s) (b)  Show how the Defendant is in breach of agreement(s) (c)   Show why the Claimant has terminated agreement(s) show the nature of breach and service of Default Notices and subsequent Notice of Sums in Arrears in accordance with the Consumer  Credit Act (d)  Show how the Claimant has reached the amount claimed for and (e)   Show how the Claimant has the legal right, either under statute or equity to issue a claim.     5. On receipt of this claim I requested (Royal Mail signed for) on 14/02/2020 a CPR 31.14 from the Claimant's solicitor and a section 77 CCA from the Claimant,  for copies of the documents referred to within the Claimant’s particulars to establish what the claim is for. To date the Claimant has failed to comply to my section 77 requests and their solicitors, Drydens Limited, have refused my CPR 31.14 request.    6.     The Defendant has supplied the Claimant with a deferment letter and evidence every year that their income is below the threshold for repayments, by way of Royal Mail signed for and proof of postage has been kept. As per Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.      7.     The Defendant has done everything required of them to qualify for deferment as per the original agreement(s) with The Student Loans company.  The Claimant has only once acknowledged a deferment letter on 16 September 2014 whereupon they granted their request to defer repayments for that year. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82 A of the consumer credit Act 1974.    8.The Defendant therefore fails to see how they are in breach of any agreement(s) and deny the Claimant's claim of £9,240.52 or any other sum, or relief of any kind. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief        ……………………………...   delete the red add the blue.    
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Ford Transit

fine abroad in Hungary EPC euro parking /Contractum Collections sent me fine

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I was driving in Hungary last summer and paid to drive on the motorway like i did the year before,

 

i then received a letter from Euro Carparks EPC stating that i had been fine £54

but it was not clear what it was for

 

 

t hey sent me picture photos,

I tried to telephone them put after several attempts gave up because no one answered

 

i email them and they took a couple for weeks to reply

they said I had not paid the correct toll for my vehicle,

 

I paid the fine and then received a letter stating that it had gone up to £185.

 

because i had paid the fine i ignored

 

one month late I get another letter stating that I had paid no fine

 

and owed £185 and that it had to be paid by the 28th March,

 

I emailed them and sent a recorded letter as advised to do by CAB.

 

and again I waited a week until I received an email stating that I now owe £127.

 

and I quote on this email it said

 

''Please note that any further communication which does not contain new pertinent information

or evidence will not be entertained or replied to.

 

Where do I stand do I pay it and put it down to experience or where do I stand if i don't pay it.

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Hi, I have moved your thread to the correct forum, where I am sure there will be someone who can help you.

 

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I live in another EU country and as far as I know there is no mechanism in place to make the keeper of a British-registered car, for example, pay a fine for driving in Hungary, for example, once you've left Hungary.

 

At least I've always operated on that basis.

 

I don't want to be rude, but given you had paid for the motorway, why did you pay the fine?

 

Is the car a British-registered vehicle? Are you British yourself?

 

And how did they get your address? Last time I paid for the motorway in Hungary I simply stated my registration number, nothing else.

 

I'm not an expert on this forum but I have some experience, albeit some time ago, of similar problems to yours.


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I think you will find it is not a FINE

and nowhere do theyuse thay word?

its a motorway toll levied by a private company

 

but even if it is a 'fine'

there is nowt they can do to you .

ignore

 

just been away to read their website

so these are 'offences' and they I think rather cleverly use the words penalty and fines

but if you read the small print carefully

 

it says that even if it were legally enforceable & judged against in the country it was 'committed' in

it doesn't mean its legally enforceable in another until it has been judged their!

very clever wording

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=EPC+euro+parking+company+&sa=Search+CAG#gsc.tab=0&gsc.q=EPC%20euro%20parking%20company&gsc.page=1

 

I see we've dealt with them before too

its a company [private] that 'buys' fines/penalties

or more importantly

is allowed access to the data.

 

urm..like in 2009

I smell a rat.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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Over the years I've had a few fines in other EU countries with a British-registered car, not because I think it's OK to act like an idiot abroad, but due to ignorance and on one occasion because of incredibly-misleading signs.

 

I never paid any of them.

 

Nothing whatsoever happened to me.

 

but even if it is a 'fine'

there is nowt they can do to you .

 

dx

 

Spot on.


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As an aside, are you sure that the original fine by Hungarian motorways was issued correctly? It's easy to check here http://toll-charge.hu/articles/article/pricing if you purchased the vignette for the correct period and for the correct category of vehicle.

 

But this is an aside, EPC can do nothing anyway, and it's a pity you paid the original £54.


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It wasnt a fine


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Thanks for the advice the letter off Euro Parking Collection PLC states that it is a fine and that they are acting on the behalf of national toll payment services of Hungary. and that i have paid for the wring category of vehicle.

 

 

it as penalty charge notice on the letter.

 

 

the new letter as Contractum Collections on it and is the same address as Euro Parking Collection plc.

 

 

It is a uk registered van.

 

 

so EPC must have got my details form DVLA.

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It can state whatever it wants. Its not a fine. If it does state its a fine, then it could be reported


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Under eu law you can be sued for the money in a Hungarin court and you then get the matter transferred to your local county court.

 

 

EPC cannot represent whoever in Hungary as the debt cannot be assigned and they cant sue in their own name either.

 

Do you think that they are going to spend an absolute fortune on this?

 

 

You have paid the original amount and an unlwful admin charge already

so they see you as a mug who is likely to pay up again.

 

Do you intend to travel there again?

If not then nothing whatsoever to think about. If yes, dont go in that van.

 

Complaint to the DVLA about releasing your details when there is no cause to do so.

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Thanks for the advice

 

 

just worried that I might have bailiffs knocking on the door.

 

 

But i will just ignore the letters now i feel that i have done enough with paying the original amount they asked for.

 

But thanks again to for all the advice I have received.

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then you dont understand the difference between a bailiff and a dca.

 

 

This is quite common, you wont see a bailiff until you have been taken to court,

lost the case

and then failed to pay any debt

and then ignored another letter saying the matter was being taken back to court for enforcement.

 

dca's send out letters because they are paid to.

They make the letters look very scary by hinting that something nasty will happen if you dont pay.

 

 

Itinerant fortune tellers sometimes do the same so just lump the 2 together in your mind and leave it at that.

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Im curious?

 

 

Did EPC actually try to follow this up and pursue their nonsense?

 

 

I know someone in a similar predicament and Im wondering what to advise them.

 

 

My gut feeling is to suggest they ignore the letters, but they are written in a threatening manner.

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you tell them to totally ignore it

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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