HSBC ruining my self employed business

[jackribena2002]

HSBC

Warning

To anyone thinking of opening a bank account with HSBC,

 

I've just had a credit report from Experian I was shocked to see HSBC had never notified me in any way or form that they had black listed me back in October 2012, it relates to a direct debit of £50 being returned but paid in full four days later,through one single direct debit being paid four days late HSBC have totally ruined my business for a period of 6 years, as its now impossible to obtain any loans for my business,

 

I have obviously raised a complaint with the financial ombudsman today being 15th March 2016 I spoke to a Representative from HSBC dealing with my complaint regarding me unable to obtain loans through HSBC blacklisting me, she could not care less it was a total waste of time, but I intend to post on you tube the letter that I received from her together with the bank statement showing the direct debit being paid in full only four days late, also the information that HSBC gave the credit agencies, which was worded

non revolving credit.

 

No one including the Financial ombudsman can believe how HSBC has black listed me without informing me in any form.so now I will be posting this on you tube warning people to be very careful before banking with HSBC obviously I will not be banking with them in the future, I believed HSBC were there to help self employed businesses not to ruin them like in this case,

Edited March 15, 2016 by citizenB
formatting and removing Bank staff name

[Old Cogger]

somebody else finding out what HSBC are really like = avoid them like the plgue

[citizenB]

How do you mean "blacklisting" Have they put a default against your credit file ?

 

It seems a bit harsh for one missed Direct Debit ?

[jackribena2002]

yes they have put a default on my credit file without informing me, there were no overdraft facilities as it was a basic bank account, so I am unable to get a mortgage or loan.

[maroondevo52]

jackribena2002,

 

I have unapproved your duplicate thread, please continue to post here regarding this issue.

 

 

Thanks,

 

Scott.