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Hello - can anyone help please?

 

I owed £2219 for unpaid Council Tax that the council passed to Bristow and Suitor.

 

Reasons I owed so much is I am the only one working as my husband isn't working

having lost his job due to being sick and doesn't receive ESA.

Im trying to get some help to appeal this but this all takes time.

 

I made an arrangement with BS to pay £374 on 18/01/16 followed by 5 monthly payments of £369 (total £2219)

 

On 17/1/2016 (January installment) I paid £1000 and

£369 on 1/2/2016 (which would be the February payment so before the 18th of the month as what was agreed)

 

due to pay another installment of £369 on 18/3/2016.

 

I have checked on line via BS website and can see the 2 payments I made have been received,

correctly the balance now stands at £850.

 

by my calculation I am actually ahead of what I agreed to pay.

 

I've been issued with redundancy notice last week and not too sure when Im going to get another job

 

thought I would ask BS if I could discuss re-arranging the instalments

as I've paid larger installments than was originally agreed

(thanks to a family member).

 

BS told me I have to continue with the arrangement - so no help.

 

I received a letter on 8th March stating "you have failed to make payments on the required dates.

..prepared to make the following arrangement of £481 by 18/3/16 followed by 1 monthly payment of £369"

 

I don't see what payment they are referring to?

 

I have paid more than what they have agreed to

and wonder if the phone call to them has triggered this letter?

 

They havent got control of my goods although I know this will be the next thing they will try.

 

 

Husband hasn't a clue about what's going on as he can't manage with stuff like this

so I'm on my own and don't know what the hell to do.

 

If anyone can please offer any help please

NatWest

Data Protection Act Letter - 06/08/2006

Statements rec'd 14/9/2006

Preliminary Letter sent - 27/9/06

LBA - 18/10/06

Claim with Court - 31/10/2006

Got until 14/11/06 to acknowledge.

7/11/06 Received ltr offering full settlement minus

interest + court costs

12/11/06 - Rejection sent

17/11/6006 - Natwest Acknowledged

4/12/06 - Rec'd Natwest Def (Cobbetts)

5/1206 - Rec'd partial offer (Cobbetts)

THE WOOLWICH

Data Protection Act Letter - 06/08/2006

List of charges rec'd - 04/9/2006

Prelimary Letter sent - 06/09/2006

Response - 'fully investigating' - 11/09/2006

Claim with Court - 20/10/06

Acknowledged - 20/10/2006

Defence by 17/11/2006

AQ to be returned - 11/12/2006

Court Date - 14/02/2007

**SETTLED IN FULL**

CAPITAL ONE

**SETTLED IN FULL** 3/11/06

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are they thick?

 

 

you've actually paid more than what is required by

required dates already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When does your employment terminate? Busted & Stupor will try to engineer a default, keep paying if you can, they are rubbing their hands with glee, at the prospect of adding £235 for an Enforcement Visit. Have they called already or was the payment scheme set up after the Compliance Letter?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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You have seen how they operate they will be trying to rack up fees

 

No harm in contacting local councillors and explaining the situation to them with job situation

And how you move forwards sorting this as you do not need any enforcement fees added on

How you have clearly made payments ahead of agreed and how bristow and stupid can't manage it

 

No harm in trying perhaps council will take it back given situation

 

If you get a bailiff visit keep them out

No right of entry no locksmith

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Hello - can anyone help please?

 

I made an arrangement with BS to pay £374 on 18/01/16 followed by 5 monthly payments of £369 (total £2219)

 

On 17/1/2016 (January installment) I paid £1000 and

£369 on 1/2/2016 (which would be the February payment so before the 18th of the month as what was agreed)

 

due to pay another installment of £369 on 18/3/2016.

 

Are you able to make the payment of £369 on the 18th March?

 

I would strongly suggest that given that you have clearly demonstrated your willingness to clear the debt, that you speak with the COUNCIL on Monday and explain the situation to them. The enforcement company are acting in the capacity of agents for the council and accordingly, are able to intervene and sort out what has happened here.

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Hi thank you for all your replies. I did think it was ME being thick! Given I've now been made redundant which will be at the end of the month can't afford the payment on 18th March now or not all of it.

 

Its not as if Im not trying to pay it I just need to cut back on the payments until I've secured another job. The arrangement was set up before the compliance letter but I have stuck to it so far, and paid above and beyond what was agreed to-date.

 

I'll speak to Cheshire East on Monday and explain the situation to see if they can take back the debt given BS haven't stuck to the agreement, accusing me of failing to of sticking to it.

 

I would rather deal with the council than BS.

NatWest

Data Protection Act Letter - 06/08/2006

Statements rec'd 14/9/2006

Preliminary Letter sent - 27/9/06

LBA - 18/10/06

Claim with Court - 31/10/2006

Got until 14/11/06 to acknowledge.

7/11/06 Received ltr offering full settlement minus

interest + court costs

12/11/06 - Rejection sent

17/11/6006 - Natwest Acknowledged

4/12/06 - Rec'd Natwest Def (Cobbetts)

5/1206 - Rec'd partial offer (Cobbetts)

THE WOOLWICH

Data Protection Act Letter - 06/08/2006

List of charges rec'd - 04/9/2006

Prelimary Letter sent - 06/09/2006

Response - 'fully investigating' - 11/09/2006

Claim with Court - 20/10/06

Acknowledged - 20/10/2006

Defence by 17/11/2006

AQ to be returned - 11/12/2006

Court Date - 14/02/2007

**SETTLED IN FULL**

CAPITAL ONE

**SETTLED IN FULL** 3/11/06

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It could be that by paying more than you agreed in the agreement that they feel you haven't kept your part of the agreement. That way they can call round and charge you an extra £235.

If that is the case, I suggest a strong complaint to the Council. On the other hand you may just have been one day late in getting your cleared funds to them which would also give them a reason to visit..

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