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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lowell chasing old additions account


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Hi guys.

Started getting texts, emails and letters from Lowell for an old Additions account.

I had already SAR'd Barclays and have the paperwork. It seems the last credit to the account was around 2004.

 

Should be statute barred except I've been making token payments until 2014. :oops:

There is nothing on my credit files. I know that Lowells have a tendency to add defaults well after the fact so I'm keeping an eye out and will act to get it removed if they do.

 

Reading other posts I know that the clock kept running due to the token payments so not SB. However I'm not sure if Lowells have that info and are just chancing their arm.

 

I'm tempted to send a prove it letter to get them off my back. Not sure whether to do that or just ignore them. Any advice would be appreciated.

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Personally I wouldn't get involved in any letter tennis at this stage wait until you get something that looks like a Letter Before Claim and then CCA them. There will also be a lot of late payment and default charges on the account that you could go after.

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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Hi DMB,

 

As you rightly say, the token payments made up to 2014 mean the a/c is far from Statute Barred.

 

However, I hope the a/c is no longer showing on your CRA files as it should have dropped off long ago. Is this the case ?

 

Reclaiming default charges may be difficult as this is a bank current a/c.

 

However, you may be able to reclaim Add'ns Fees if the a/c was upgraded to Add'ns without your knowledge or consent.

 

:-)

We could do with some help from you

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Apologies - I had missed the 'Barclays' word and believed this to be an Additions catalogue account.

 

Please disregard my post

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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If I have been helpful in any way - please feel free to click on the STAR to the left!

 

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Ok, let us know if the SAR shows up anything.

 

Do you accept that you knew the Additions status of the a/c and that it was upgraded WITH your knowledge.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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