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Overseas Bank Charges


sh1202
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Hello,

 

I recently spent a year in South America, where I believe that I was charged in total about £200-£300 to withdraw money on my debit/credit card. These were cash machine fees applied to the withdrawals by HSBC. I would like to know if there is any scope in reclaiming these charges.

 

I am not sure if this could be considered a penalty charge as I had no other option to withdraw money from my account whilst abroad. Further, it certainly does not cost £1.75/£2.75 for HSBC to administer each withdrawal!

 

I should be grateful for any and all replies, as I truly believe that everyone needs to teach these banks a lesson!

 

And could the OFT ever say to banks, "you must now pay back the surplus amount (i.e. more than £12) on every single penalty charge levied against a client in the last six years". Now wouldn't that be sweet!

 

Cheers,

 

Stephan.

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Get an account with the Nationwide as they don't charge for cash withdrawls or use of debit cards abroad whilst still giving a competitive exchange rate.

Lloyds TSB, Total Charges £900, Claim Filed for £1379 - Settled

 

Sainsbury's Bank Credit Card, Total Charges £90 - Settled.

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You'd think their costs have already been absorbed by the pitiful exchange rates they offer you, with huge spreads.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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