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    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
    • It'll be something to the effect of:  "I am in receipt of your letter before claim.  I was awaiting a passenger as a licensed cab driver on the Locton estate who subsequently cancelled the pickup after me waiting a while and will fight this in the small claims court if necessary. Plus I have friends who are experts in contractual law and make it their business to defeat these spurious PPC claims.  So issue the claim form or go forth and multiply, up to you"
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I am currently running windows 8.1 on my laptop, however a pop up window keeps

appearing saying that my pc is scheduled to upgrade to windows 10 on Saturday 12th March.

Despite the fact that I clicked cancel to cancel the upgrade, another window opened advising me to "upgrade now" or "upgrade later", and does not appear to have cancelled the upgrade.

What do I do ??

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Go to your update settings and change it to " Download updates but let me choose whether to install them "

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It's silly to cancel the upgrade to Windows 10, it is the most secure yet and it is free. Windows 8 is not supported by Microsoft except for security updates and soon will there will be no support at all and Windows 7 is nearing it's support life.

 

If you don't get Windows 10 now while it's free, and you wish to upgrade when the others are debunked you will either have to fork out a few hundred or make a permanent subscription.

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It's silly to cancel the upgrade to Windows 10, it is the most secure yet and it is free. Windows 8 is not supported by Microsoft except for security updates and soon will there will be no support at all and Windows 7 is nearing it's support life.

 

If you don't get Windows 10 now while it's free, and you wish to upgrade when the others are debunked you will either have to fork out a few hundred or make a permanent subscription.

 

How can you say it is the most secure when it hasn't even been around for a year yet?

 

It will continue to be free for much longer than they say, they are desperate to get people to move to it.

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I dont get why people dont like win 10. Its sleeker, faster, more secure, more stable, more compatibility. It seems the ONLY peopel that have an issue are the ones using 10 year old tech where mobo compontents arent supported, and even the manufacturer of the hardware itself gave up support years ago.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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You can even install it, and use something like classic shell to get the old start menu back. Couple of other good programs out there to modified notifications etc, and youll never even know you changed versions apart from how better your system runs overall

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I work in IT, so many of our clients have automatically updated to Windows 10. Our work load has doubled with software not working, drivers not installing, WiFi / sound not working, a few have not been able to log back in after the upgrade.

 

We not have to bodge windows in order to prevent this upgrade, which only lasts a few weeks before it is trying to do it again.

 

Last week I had to perform 7 downgrades.

 

I did install this on my Dell laptop which is 2 years old, WiFi stopped working completely, after reinstalling drivers, it now barely works with constant drops in connectivity. Office 2016 and Windows 10 currently have a bug which makes it difficult to write emails, several of our clients have this bug.

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If you work in IT you should have contacted the hardware manufacturers in advance for any software you'll need as almost all of them protest it for months on the dev builds ms release. And as for software, unless it is a specialised piece of kit, the developers usually do the same. The specialised ones will likely charge you as they provide software just for your company. All this usually happens months before the op even hits an actually release build or date

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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In Windows 10 there is a setting that if you are on a battery laptop the wifi is turned OFF as an 'energy saving' feature. This is dead simple to disable.

 

Windows 10 saved an older laptop from going to the local tip, it made it run far faster and solved a lot of the mismatched drivers problems the laptop kept having.

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If you work in IT you should have contacted the hardware manufacturers in advance for any software you'll need as almost all of them protest it for months on the dev builds ms release. And as for software, unless it is a specialised piece of kit, the developers usually do the same. The specialised ones will likely charge you as they provide software just for your company. All this usually happens months before the op even hits an actually release build or date

 

Yes spoke with Lenovo and HP and both said 'should work, but we can't guarantee it'.

 

The specialised software has only just became compatible with Office 2013. It is not compatible with Windows 10 for sure as we deal with them often. Thats why we have to try and prevent the upgrade which doesn't always work.

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In Windows 10 there is a setting that if you are on a battery laptop the wifi is turned OFF as an 'energy saving' feature. This is dead simple to disable.

 

Windows 10 saved an older laptop from going to the local tip, it made it run far faster and solved a lot of the mismatched drivers problems the laptop kept having.

 

I'm sure I could have got it running on Windows 7 just as well.

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Prefer Ubuntu Studio myself, too much spyware and phoning home to Redmond in Win 10, in fact the telemetry and tracking included in can cause breaches of legal compliances regarding data security for Corporate user.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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yep done that on 2 of mine after the lastest update.

 

 

you have to reset your region again

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yep done that on 2 of mine after the lastest update.

 

 

you have to reset your region again

 

 

dx

 

Done that, set keyboard to UK English as well, set as default, still not working.

 

Really hate the forced updates, I turn my laptop on some mornings to find I can't use it for 40 minutes while it updates. I want to restart it now, but only given @Update and Restart@, @Update and Shutdown@ (Note the stupid US layout!) Brilliant OS!

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i'd try a chkdsk c: /v /f /r

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Prob ancient hardware

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Prob ancient hardware

 

Not an old laptop. And old hardware doesn't cause boot errors. This is purely a logical issue.. Not to mention, Windows upgraded to Windows 10 on this laptop, if it was 'ancient', then it shouldn't have done it!

 

Windows 10 is a pile of s***

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