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Pre-Action Protocol letter from PRA Group - Advice please


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What was included on this piece of paper?

I'm also pretty sure for a CCA to stand

they need to send the T&C's at the time of inception

and the T&C's at the time of the request

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What was included on this piece of paper? I'm also pretty sure for a CCA to stand, they need to send the T&C's at the time of inception and the T&C's at the time of the request

 

 

It is pretty much impossible to read.

I can see "credit card agreement regulated by the consumer credit act 1974" in one part,

my name and an old address in another part,

 

 

what looks like my signature and a date from some point in 2006,

and what I think is someone else's signature near where my address is printed with no date

(it is not clear what the second signature is for, but it is much thicker than the rest of the documentation).

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scan it up to PDF please

and no

doesn't matter if they exceed 12+2 working days

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 7 months later...

best you start a new thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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