Cabot supplied CCA not signed - what next

[victorkilo]

Hello

Can I firstly just say what a gold mine of information this site is.

Its very comforting to read all the advice and be able to apply it to my own position

and feel I am achieving something.

 

I have a small mountain of alledged debt but have been managing it down with your help.

 

I cope by giving priority to dealing with debt which is "sold on", hence my post.

 

A while ago now I CCA requested 2 credit card (Barclaycard & Halifax) debts "sold" to Cabot

 

Both have eventually come back with reconstituted and unsigned documents.

I'm pretty sure these are both pre 2006.

 

I get regular letters from Cabot ranging from "please get in touch"

to "we are going to approach a local collection agency"

I am not paying anything currently.

 

I'm a bit unsure what to do next.

 

 

Should I contact them and ask them to supply a signature or desist?

Thanks for any help

 

Victor

[dx100uk]

what does your credit file say is the take up date?

 

 

and ofcourse a recon cant be a 'truecopy' if it doesn't even tell you when you took the card out!

[victorkilo]

what does your credit file say is the take up date?

 

 

and ofcourse a recon cant be a 'truecopy' if it doesn't even tell you when you took the card out!

 

I'don't know, I'll check my credit file and post again

Thanks for your reply

VK

[victorkilo]

I've signed up to Noodle this morning and only one of these is on there.

The Ex Barclaycard now Cabot (£3k ish) and the account open date is 14/11/1990

No sign of the ex Halifax account.

Thanks

VK

[renegadeimp]

Try clearscore

[victorkilo]

Ok, thanks for the advice

[dx100uk]

so most have thus been defaulted more than 6yrs ago

and have dropped off never to return again?

[victorkilo]

Ok have now signed up to clearscore and both (along with some of the others) are on there.

Cabot -ex Barclaycard 3k opened 14/11/1990 last updated 4/8/2014

 

Cabot/Marlin Europe V Limited ex Halifax,

on clearscore as Halifax balance £0 opened 14/6/2006 last updated 30/06/2015

 

dx100uk - the defaults didn't start until Feb 2012 when my circumstances changed.

 

Thanks again

VK

[dx100uk]

Barclaycard CCA from 1990

 

 

they have no chance!