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CCA request doesnt look correct halifax credit card/idem


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why push?

 

you sent a CCA request

its not a signed agreement

but an application form

and it does not meet the prescribed terms of the CCA.

you ignore them

 

just wish people would stand up to DCA's

they've no legal powers whatsoever

 

you and me could be a DCA tomorrow.

as all we can do is issue a CCJ

..that's all a DCA can do too.

so they are totally powerless.

 

if people didn't blindly feed these wolves

they'd all go out of business tomorrow.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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will send a sar request then.

 

Are the Halifax likely to have account information from 15 years ago?

 

Chris

 

When I sent them a SAR back in 2013 they only came back with 6 years of statements. About a year later I learned (from their communications) that they had statements back to 2001. I wrote a complaint to the data controllers saying they had not fulfilled my SAR. Lo and behold, they sent me statements back to 1998.

 

So yes, they may well have them for 15 years or more. The difficulty is getting them to admit it.

Love your enemies - it drives them crazy.

Thanks to Bobby Thompson (1911-1988) for the user name:"Let them knock, the paint lasts longer than the skin".

nec temere nec timide

 

So far, all done free for friends:

Cabot - F&F reduced debt by £7700 (70%)

NatWest - PPI claim - £1,800

NatWest - PPI claim - £6,200

NatWest - PPI claim - £3,000

Co-op Bank - PPI claim - £5,200

Halifax - PPI claim - £2,800

NatWest - debt identified as statute barred - £1,900

NatWest - debt identified as statute barred - £2,700

NatWest - loan identified as unenforceable - £13,400

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