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Indigo Michael - Safety Net Credit - Clear account PDL Default notice

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It appeared in the credit card section on my report as well.


They collect data on their customers (victims) spending habits as well using the "read only" access they have to the accounts - they display stats about that on their website - seems very dodgy to me. I wish I had never been as desperate as I was when I signed up to their service.




I am surprised they gave in to you so quick and easily, I wish they did the same for me, could do with the remaining £150 odd quid being written off lol

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great result albob - I'm in a hard fought battle with my fos adjudicator about indigo Michael - they refused my complaint upright and adjudicator agreed saying they had done adequate checks. He did this despite me having 8 other payday loans current in my banking transactions and other borrowing as well as a horrendous gambling problem with literally hundreds of transactions each month as well as being in a lending cycle with them for almost 2 years. Just shows the vagaries of the FOS process - other complaints against payday lenders at the same time were upheld!!!



AS one of the other posters here has mentioned, it seems as long as the company has ticked-boxes to show it has done adequate checks that this is enough for the FOS - they don't seem to actually have to have read the content of the checks. Have sent a strong response to FOS pointing out a lot of the contradictions so will see what happens - may just let it ride to the ombudsman decision as nothing to lose

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  • 1 year later...
I have received an email today from safety net credit, they are prepared to write off the entire outstanding balance.


I am going to try and get them to remove the entry from my credit file as well and recover fees etc

Hi, I was wondering what you said in your email to them because I have exactly the same problem you had ?

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thread is a year old

you need to start a new thread

of you own




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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