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    • Yes they simply wrote reasons on the N244 application form. They also attached one page with the application which looks like the request  to the court. I have attached the link here to the application form. https://imgur.com/a/JvjBkQY
    • No connection at all .....the screen shot was taken from your experian or whatever CRA as  proof you resided at the address at the time of the agreement...which also shows details of your utility account.They have produced your data without your consent.
    • No it isnt. It clearly says parking charge notice. You need to relax,  take a step back and let people on here help you. Or youll get yourself into worse bother with them.
    • I am trying to get my head around this at the moment.  Please forgive me if I'm being a bit dim as this is all new to me.  So the documents that say Digital Signature Application Details are actually screen shots of my credit record and nothing at all to do with the original application process?
    • Anyone help? I’ve been attending to my debts this year and playing catch up. I fell behind on car payments with Startline, but managed to get back up to date this month. However, tonight, a bailiff has text me saying that Startline have instructed them to commence repossession of the car. I owe them nothing, the DD is set up for 30/6, and I have not received any correspondence that would suggest they have ended the agreement. I have not quite paid 1/3 of the original agreement. Are they legally allowed to repossess the car with no arrears? Can they terminate the agreement with no notice? Ive Googled this question, but it’s not coming up. I imagine it’s a not something that a reasonable company would do, however Startline are known to act unreasonably, so I’ve now discovered. i will add that I after I had paid two of the outstanding payments, I requested help in spreading the remaining payment out over 3 months along with the usual DD, and this was turned down flat. i have written to the FLA who Startline are associated to, and made an official complaint, as this is on clear breach of 1E.5 of the FLA code of conduct.   
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    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
fkofilee

Settled Or Satisfied? That Is The Question...

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"Whoops! I missed a payment...."

 

"I have a default and Ive paid it off, but I'm seeing Partially Satisfied... Why is it showing this?"

 

Many questions have been raised about Credit Files. A lot of confusion exists about how to interpret elements of a CR (Credit Report)

However, don't fear, the wonderful people at Experian have helpfully explained when you should see "Settled" or "Satisfied" on your CRA Report.

 

A settled account is one which you have made all the necessary payments to and which has been closed.

 

This includes accounts that have been subject to arrears but not defaulted.

 

An account ‘in default’ is one where you have not been able to keep to the terms of a credit agreement

When the account is paid in full, the information will be updated to read "Satisfied"

 

So if you default on an account, once paid off this will change to "Satisfied"

 

Please remember that when negotiating a Payment Plan at a discounted rate, the Creditor has the legal right to change this status to "Partially Satisfied"

Settled Vs Satisfied.pdf

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