Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • like i said .. firstly once again although i would   drop those ..   you need to start the letter with an honest apology, dont waffle about what you've been like elsewhere in the world..not important.   is perfect>>>I feel extremely shameful of my very poor judgment in this matter. I take full responsibility of my action and accept that I was in wrong.   twist around your explanation to benefit your situation and more reflect the truth.   i came to the UK in september 2019 to study for xxxxx. Until the time of the incident my parents has been supporting me from abroad but in january this support stoppedas they hit hard times and my part time job was not enough to support me   i was very naive about you UK regulations    give am an hour i'll do it for you        
    • @honeybee13 @dx100uk this I what i have now.   Dear Sir, I write regarding the letter that I have received from you and concerning the occasion on when I was reported for travelling on your bus service on 17th January 2020 in Pembridge Road/ Kensington Park Road using another person not transferable zip card.   First of all I want to make my most sincere apologies for my action in this case. I have always been a respectful citizen in every country I have lived in until now and I feel extremely shameful of my very poor judgment in this matter. I take full responsibility of my action and accept that I was in wrong.   Like I have said to the Tfl police at the day of the accident I am an international student. When the event happened it was only four and half months that I was in England and foolishly I haven’t informed myself in regard of public transport regulation, like I did thoroughly after. However I want to clearly state this does not want to be an excuse for my offence, since I immediately understood how wrong I was, it only wants to be an explanation of my ignorance on the matter.   I found that studying in London is not easy at all emotionally and economically too. I have a part-time job to maintain myself since my parents, which live in my country of origin, can’t help me much. Being short of money and away from home tarnished my thoughts and it turned that I took some poor decisions like using someone else’s card that day. I came here with the hope of a better future for myself and I cannot believe that I have jeopardized my dream with my stupidity, thus a criminal conviction will lead to a severe penalty on my visa.   I am extremely sorry for what I have done and in a sign of my goodwill and that I have learned this important lesson I am attaching to this letter a pay as you go card and the statements of my bank card that I have used after and continue to use to pay for my journeys.   Once again I wish to apologize to Tfl service and every member that have been affected of my foolish actions and offer to make immediate payment of the unpaid fare and all the reasonable costs that my actions have caused.   Although I would understand if you want to go further in court with my case, I sincerely hope that you will accept my apologies and my offer to an out of court settlement.   I would appreciate your consideration and I sincerely hope that you can show some leniency in this matter.
    • Didn’t sign any agreement Lloyd’s just put it together. And it was just one single debt, I asked Lloyd’s for all the information they held about me and after they admitted that they had my date of birth changed that this would be updated on the system so I asked for my information two weeks ago and I got a letter telling me that they couldn’t Identify me. I have the email of Fos still yes.  
    • Can you post up the current version of what you plan to send please, once you've made the amendments dx suggested and added the paragraph you mentioned above?   HB
    • @honeybee13I understand. should I cut any paragraph?
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 12 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
Aaronaustin

Cabot/Hassall claimform - cap1 card 'debt'

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1449 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

This is all they sent the first page is the statement then the following pages which are numbered as page 1 and 2 I can't see any # or version number ??

 

There is nothing missing from the uploaded scan the entire pages are there I can see no version number or #

Share this post


Link to post
Share on other sites

ok


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

All that says in the bottom corner is , please turn over and the pages are double sided numbered 1,2 and 3 definitely no version or # number I've have looked over thoroughly .

Share this post


Link to post
Share on other sites

its interesting they say your electronic signature?

so how did you sign up

and did you electronically sign a screen

or is there not a sig in the box top right of the agreement?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

It just says my name in capitals it's not a signature as such just in the signature box

Share this post


Link to post
Share on other sites

OK so you did sign up online?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Must of been done online yes

 

I guess I'll have to pay them

Share this post


Link to post
Share on other sites

Well prob not no

Let andyorch comment first


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Well the main body of the agreement is just legible..it appears to contain all the prescribed terms...and as it was done in 2010 and online I would say its enforceable...the T&Cs are illegible.

 

So you can either sit tight and wait for them to make application to strike out your defence or you can approach them and try to negotiate a reasonable payment plan...this can be done vis a vis Tomlin Order..which will stay the claim and avoid a CCJ.

 

If you negotiate successfully you may even avoid costs so far.

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Thanks andy:-)


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites
Thanks andy:-)

 

No problemo dx:-)


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...