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Whats better on CRA files "Settled" or "Satisfied" ?


neil6534
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this could be a very stupid questions but I notice on my CRA files some loans/debts show as settled whilst others show as satisfied. Which is better?

 

I ask as I have an aqua card debt I need to pay and want to request a full and final settlement figure but part of my request is also asking that the debt be shown as nothing else owing on it.

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About the same really neil as both remain place for 6 years and appear to some creditors as adverse data.

 

Satisfied/Settled will usually be entered when either a F&Fs has been made or an agreement has been reached on the debt or if the debt has been repaid in full.

 

However as stated the footprint will remain for 6 years

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