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CRS/Xercise4less/help :'(


dea000
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Hi everyone, another first timer here, and am kind of freak out and needing help.

 

i join the gym near my uni October 2014 and after i finish uni and moved back home

i pay until my 12 month contract is up cuz a friend of mine got a £30 charge when he cancel his direct debit for the membership early.

 

 

And after the October 2015 payment, i too cancel my direct debit and thought this was the end of it.

 

and just today i got a text from CRS said they sent a letter a week ago

and need to discuss this with you,

so i look up CRS on internet and found out other people horrible experience with them.

 

because the address that i register with the gym is my student house

so there is no way i will be able to get those letter.

Also i hear people said don't call them, so i'm not sure how to contact them.

 

having no experience with this sort of things, i really can use some help :')

 

 

and thanks to anyone who can help

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plenty of thread here to read.

 

 

did you write to the gym and cancel

or simply stopped paying?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so at best you owe 1 month IMHO

 

 

certainly no fees they are unlawful.

 

 

go have a look at the slick132 letters

theres one around in several threads here.

 

 

or totally ignore them

they rarely do court

 

 

they are NOT BAILIFFS

and

a DCA has NO SUCH LEGAL POWERS.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well as you are writing to them

they'll then get your new address

 

 

a dca cannot do court

they don't own the debt

hence the word 'our client'

 

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have a read of a few threads here in this forum you posted in

 

 

you'll soon get the idea.

 

 

but yes CRS are to all intent invisible to you

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dea and welcome to CAG

 

You could write to Harlands/CRS saying :-

 

Dear sir or madam,

 

Please note my new address as shown above.

 

I refer to my membership at Xercise4Less in [town/city].

 

I paid 12 months fees, then chose to cancel the DD mandate as I moved away from the university I was attending.

 

I owe you one month's fee for the notice period and am happy to pay you this. But I will not pay any admin charges.

 

If you confirm in writing within 14 days that you'll accept £xx.xx in settlement of all that I owe, I will pay you.

 

My offer is valid for 14 days and, if you make demands for any higher amount, I will pay you nothing.

 

I look forward to your response.

 

Yours faithfully,

 

Get a Certificate of Posting at the PO and keep it safe.

 

Let us know how they reply and do not speak to Harlands/CRS at all.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Hi slick132, i was just look at some of the letters as dx100uk recommended and thanks for the letter,

 

i also spoke to my parents earlier about send a letter, but they don't like the idea that they will get our current address as my parents want to keep the address private.

 

so i am not sure what to do at the moment, Any advise ?

 

And thank you for the help once again

 

:)

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Hi Dea,

 

You need to give them your current address, so you know exactly what Harlands/CRS are doing.

 

If you allow them to write to your old address, there's a risk they could take court action which you would not find out about until it was too late.

 

You could possibly end up with a CCJ against you because you failed to reply to a court claim sent to the old address.

 

We have been dealing with Harlands/CRS for many years and we know how best to deal with them.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Hi Dea,

 

Yes, write to Harlands using the CRS address. The are actually the same business at the same address.

 

If they call you, hang up !! If they tell you to call them, ignore them.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Yes, that's the address.

 

Let us know when they reply, or cantact you at all.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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