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Paragon Finance HELL


andy5571
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Hi all hope you can help.

 

 

I took out a paragon finance secured loan in 2006 for 63k

I still owe around 43k after 10years of paying £737 pound per month.

 

 

I am now struggling to pay BUT have not yet missed a payment throughout the term of the loan.

 

 

Can anyone please give me some advise as this loan is killing me and putting a holt on my life.

 

 

The loan was originally taken out with myself and my ex wife.

 

 

She left in 2007 and has never paid a penny towards the loan.

 

 

I want to stop paying the loan as I have paid circa 88k over the last 10 years way over paying loan.

 

 

Any help really really really appreciated.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk thanks for replying

 

 

I will send asap

I have asked them for a fresh document to be send as my original copy has been lost.

 

 

I called yesterday so should have by end of week. .

 

 

Can you also give me some info,

the affordability of this loan for myself and my ex wife was totally over the top.

 

 

We were grateful for the loan at the time but I earned 22k she earned 18k the loan was for 63k.

It was an exaggerated loan to value.

The value of the property didn't cover the mortgage and the Paragon loan

if I had sold the house I would have still had outstanding balance with paragon.

 

 

Does that make sense?

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pers i'd be sending an sar too get all the statements.

 

 

as for the affordability not too sure.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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