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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Has it really been 10 years?


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Whilst looking for information on a now closed thread. I was reading this thread and have since noticed not a lot has changed except the date and the names of the posters except a few whom are still around!

 

 

Even 10 years ago there were arguments and the like between posters and others. For this thread see here >> http://www.consumeractiongroup.co.uk/forum/showthread.php?44284-Bailiff-discussion-(-moved-from-hijacked-thread-)

 

 

So it goes to show you/we as posters can really never agree on any part of the Enforcement discussion. Maybe that if a few more regular posters read this thread in full can they too see how nothing has really changed!

 

 

The thread linked to in my post actually ran to 368 posts and the final post was by a regular post on CAG called citizenB user-online.png Site Team their final quote on this thread was >>

 

 

'icon1.png Re: Bailiff discussion ( moved from hijacked thread )

 

This latest book may be of interest for those with bailiff problems. Limited offer on at the moment.
smile.png
'

The reason for this thread is to show how little has changed except posters names and dates.. Worth bearing in mind for future reference...

 

 

I guess I was bored today!! I wonder if they even remember this thread

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It certainly has been 10 years, MM :)

 

As you say, loads of change in posters, however the issues still seem pretty much the same :(

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Yes indeed, 2006, bailiffs were completely out of control back then, remember number six ?

 

I am on there, although only in quotes :)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Yes i know , this would have been the time when the TCE petition thread was ongoing.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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How about some birthday presents? - not a joke.

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Whilst looking for information on a now closed thread. I was reading this thread and have since noticed not a lot has changed except the date and the names of the posters except a few whom are still around!

 

Even 10 years ago there were arguments and the like between posters and others. For this thread see here >> http://www.consumeractiongroup.co.uk/forum/showthread.php?44284-Bailiff-discussion-(-moved-from-hijacked-thread-)

 

I wonder if they even remember this thread

 

I remember it very well indeed and in particular, the ongoing argument between BLFUK1 !!! (who is extremely knowledgeable about bailiff regulations) and 'Alison".

 

I had only just joined the forum when this thread started and made a few contributions (using a very old username name). A great deal of my early knowledge of the bailiff industry came from reading BLFUK'a posts.

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Wow BA you've been around this long.. I bet you have seen some good changes and some bad and some that time cannot change!

 

Yes, I joined in the first year that the forum started (in 2006). In those very early days, I started posting under the username of Herbie and a year later in mid 2007, changed my username to Tomtubby. I started using the name of Bailiff Advice in 2014 (in the same year that the new regulations came into effect.

 

In 2006 the forum was incredibly busy as that was when the Tribunal Courts and Enforcement Bill (as it was at that time called) was going through Parliament.

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I also asked a question or two . Blfuk took a great amount of flak on that thread but later he seemed to get a bit more respect on the Forum which he had earned in all fairness.

 

In addition, back then bailiffs were very much out of control and until CAG came along to help advise how to deal with bailiffs we were all pretty much in the dark about what we could challenge when they called. So there were any number of people who had been badly stung by rogue bailiffs

and took it out on Blfuk.

 

The new legislation has cut down the number of complaints about bailiffs though the resentment against the high fees now legally levied has not.

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I also asked a question or two . Blfuk took a great amount of flak on that thread but later he seemed to get a bit more respect on the Forum which he had earned in all fairness.

 

In addition, back then bailiffs were very much out of control and until CAG came along to help advise how to deal with bailiffs we were all pretty much in the dark about what we could challenge when they called. So there were any number of people who had been badly stung by rogue bailiffs

and took it out on Blfuk.

 

The new legislation has cut down the number of complaints about bailiffs though the resentment against the high fees now legally levied has not.

 

Yes not forgetting the part we played in stopping the use of force for civil debts.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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I have been here since 2006 too!

 

First found the site when looking for help to deal with an old debt Capquest had bought. Then a few months later, I had all the fun with Welcome Finance, phoning relations and threatening to break their windows over partners debt, stuff like that.

[sIGPIC][/sIGPIC]

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I have been here since 2006 too!

 

First found the site when looking for help to deal with an old debt Capquest had bought. Then a few months later, I had all the fun with Welcome Finance, phoning relations and threatening to break their windows over partners debt, stuff like that.

 

Yes it was open season on Welcome back then, there are many Welcome agreements on here which were found to be unenforceable, they could never get the fees within the charges for credit for some reason.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Yes it was open season on Welcome back then, there are many Welcome agreements on here which were found to be unenforceable, they could never get the fees within the charges for credit for some reason.

 

Oddly enough, my ex fiance had all that hassle with her debt to them, but mine when I got behind after redundancy I too had a relative phoned and her windows threatend with being broken but that was it.

 

That was after the ex's problems though, and the Leeds Branch likely did not dare go any further after what happened between me and their doorstep collectors over her debt. :razz:

 

They did add around £11,000 in fees mind! Which vanished when it was discovered Managers were defrauding the accounts to make the company look in profit to the shareholders, when the reverse was true, and the Ombudsman took over direct running.

[sIGPIC][/sIGPIC]

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The new legislation has cut down the number of complaints about bailiffs though the resentment against the high fees now legally levied has not.

 

There is no doubt at all that the new regulations have been a success. Yes, the fees are high but what is being seen now is that more and more people are either paying the debt in full on receipt of the Notice of Enforcement, (when the fees are capped at £75) or alternatively, setting up a short term payment arrangement.

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