Jump to content


  • Tweets

  • Posts

    • So what time did you buy the permit and what time did you arrive at the barrier where this happened??
    • Have they referred to a judgment in  Dubai? If not dont request it.   They are not interested what your financial circumstances are...so do not disclose them.
    • Images posted directly to post removed Multipage pdf only please Read upload
    • Thanks guys. So using the form that you have provided...   I am ticking box C to say that I dont know whether I owe the debt, box G to say that I am seeking legal advice and Box I asking for copies of the credit agreement, full summary of account detailing all interest and charges, details of the interest calculation, details of the administration charges, a copy of the notice of assignment and a copy of the judgement obtained in Dubai? Does all that sound right?   I was thinking that it might be in my interests to show them my income/expenditure as they will see that I am a single mum, working part-time and receiving benefits?
    • We have looked at the ticket options for the exact time travelled.   it is not possible to buy an on peak ticket at the time I left the departure station   There is no option   There is only one option.  The cheaper fare.  that is all I knew!!  The cheap fare.   So when I arrive and they detain me, threaten me with fines and force me to pay the higher 50% more fare. I found that very stressful as I suffer from anxiety anyway. I also would have had to pay a fine if I did not have enough cash in my pocket. (I found later that I needed my cash in town)   The box office confirmed they were overcharging at the turn-styles.   I walk back and tell them they over charged me again.   The ' turn-style crew '  agree to a refund , without checking. Thats odd isnt it !  They didn't need to check or to confirm. They knew I was entitled and agree to a refund.   Why did they not say.  "well, we need to check that first!!"  And if they can check. why did they not check before?    Then I complain that a refund is not adequate by itself to prevent this from happening again,  Yet....   Although a refund is imminent as they agreed. The supervisor again tries to blame me for not buying the ticket at the departure station.  Even though I had a permit to travel.   So, i hope you see what I am saying here? Do you see how hardcore they are to pass blame and fine people!!  Who trained these people?  Am I really expected to complain to the same company who oversees this nonsense?   He then again lied, yes again, trying to inspire fear for a fine. Claiming I missed my first chance to buy and said that the permit machine is always on, that it is irrelevant and useless and that I should have paid at the touch screen ticket computer, that it takes cash ( this is wrong!!). (Previously he had smirked saying it is his home station that he uses it all the time). I said that it was not true, that  i could not pay in full and it is not my fault, he said it was my fault and when he could not lie any more, without warning, had me thrown out the station by security with no refund and I was told I could not even catch my train home!!!   Amazing!    They did everything to fob me off to overcharge me.  There is no cash facility at my home station, only the faulty permit ticket machine that seems to only take one type of coin,  that thankfully.......thankfully I had that particular coin, by chance, as the pound coins would not work..they were spat out. Else I would have been in serious serious trouble with these people. There are much higher fines without a permit to travel.   (Important side note regards the elderly. As an adult with reasonably strong hands, even I find it ' very hard '  to remove the permit ticket made of thick card, it is very tough to do. How do elderly people remove the ticket or even a child? I really cannot see that happening. It really is that bad at my station)   regards to a question above, I am not sure what a z ticket is, I have an M on mine.?   We have read the code of conduct and there are multiple references to the staff helping people get the right ticket. and considering there was only one ticket for a return that day, that should not have been a hard thing to do, at all.   Yet they have a button they can press to over charge  Who programmed that into their machine and told them to press it?   Thank you for reading.  
  • Our picks

Lexie2408

To stay or go take vr or struggle?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1278 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

 

I currently work for LA who are going through a restructure,

 

 

I used to work full time and now part time due to my back problems.

I had a discetomy back in April but I struggle with work

 

 

I work 18.5 hours 5 mornings a week.

 

 

It is a struggle especially as I can't take my full medication before I go to work due to the drowsiness.

I have a 5 year old and live with my partner who is on ESA support group and lower dla care component.

 

 

I know I physically can't carry on doing this job.

I need to know where I financially stand if I had to go on benefits.

 

 

The vr payment is not a lot but it maybe a good way for me to leave my employment.

 

 

I did a benefits check on Turn 2 us

I need to know if it's accurate.

 

 

I tried CAB and they couldn't fit me in.

 

 

I have a deadline for this Wednesday about my VR.

 

 

Can anyone help?

 

 

Thanks

Share this post


Link to post
Share on other sites

I understand that Turn2Us is pretty accurate. However, I will alert site team for you for some more informed advice.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Will the VR be based on your current working or overall including when you were working full time ?


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Ouch ! Ok, well I have flagged your thread for others on the site team. I am sure they will be able to help.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Hello there.

 

My understanding is that turn2us is a good benefit calculator if you can put in precise information.

 

Do you or your partner have a condition that is covered by a charity that might advise? If you can't see the CAB, and I know they're busy, some advice on the phone might help.

 

If I think of anything else, I'll let you know.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Hello again.

 

Having discussed this with someone else, I think you might have an issue if your VR is seen as resigning by the DWP. It's worth checking this out.

 

Local authorities have benefits advisers, could you see one of them before Wednesday? Alternatively, you could try the DWP helpline but I don't know how good they are these days.

 

Hopefully some of the forum regulars will be able to reply over the weekend.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Hi Thanks

 

I have already checked and I can claim with my VR and the pittance they offer me. The thing that has confused is on the benfits calculator on Turn 2 us the HB is more than my rent which is why I am unsure of the results.

Share this post


Link to post
Share on other sites

If the redundancy is part of a rationalisation exercise then it isnt resignation so is the job disappearing or is this severance rather than redundancy? Are you intending to seek other employment at some point in the near future because if you arent calling your leaving redundancy may not be the best move. Speak with your employer, they may know the ropes as far as eligibility for benefits goes if they have been in business a while.

Share this post


Link to post
Share on other sites

Benefit checkers are only as accurate as the figures you put in.

 

RE: HB - there's a maximum the LA will pay and there's the amount of rent you pay. If your rent is less, you can only get the amount your rent is. For example, my HB rate is more than my rent, which means my full rent is covered.

Share this post


Link to post
Share on other sites

It is possible that a person who takes VR could be seen as having left a job voluntarily. This would be an issue for a JSA claim, but would not be a concern for an ESA claim.

 

The key considerations for me would be:

 

  • Which benefit do you plan to claim? If you are unwell, would you claim ESA or do you plan to look for another job and so claim JSA?
  • How much is the redundancy payment? An amount over £6000 would affect a claim to means tested benefits, over £16,000 would disqualify you.
  • You say your partner already claims ESA. Is this contribution based?


PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Share this post


Link to post
Share on other sites

Hi I have checked and checked taking vr cannot go against me. My position may go but nobody knows as the restructure proposal isn't being disclosed to us which is the annoying thing.

My partner is on income based.

If I go on benefits it will only be for the period of time it takes me to retrain for a job that's not so physically taxing on my back and while I wait to see my consultant. The vr is only £1300.

When I complete the checker it looks like we have a joint claim on ESA.

I am mainly considering this one as it might be an opportunity for me to leave my employment and access services to retrain. But only if we can live on the benefits that we will receive.

 

Thanks

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...