Barclaycard PPI online application - non advised?

[makeitbetter]

If you put an application online

surely the same info is given to get you to tick that particular area of a form

 

yet one of the big banks is saying that they dont have to pay anything as it was completed online.

 

Can someone let us know if this is true.

 

You can be misled online as well as person to person dont you think

[dx100uk]

ofcourse you can be misled

many bank online stuff required you to untick a box

to remove PPI

 

 

who the lender

and what type of credit

[makeitbetter]

Hi it was Barclays and it was a credit card

 

If I send in for this again

 

 

any advice how I should word it as I was going to say the same terms apply online as it does face to face as literature still the same and will have been explained online

[dx100uk]

so they are saying it was a non advised sale and you should have read the T&C's.?

 

 

when did yo take the card out

 

 

and what did you send them a simple speculative letter

or was it a copy of the FOS questionnaire?

 

 

more info please

[makeitbetter]

Hello about 4 years ago and I filled out one of those forms from Which online questionnaires which I think is similar to the FOS

 

Can I also add that even online I looked up what ppi was as I wouldnt have known and they info given online would have advised the same thing as if they were there

[dx100uk]

sorry so why are you posting now...

 

 

if this was 4yrs ago?

are you trying again to get the PPI back....

dx

[ThedaBara]

I'm not sure that you even have to prove that the PPI was mis-sold any more... I may be wrong, but I'm sure there was something in the paper a couple of weeks ago to say PPI was unlawful or something... TB

[makeitbetter]

Hi yes as they refused us on they grounds of online I have since watched that money expert program and he sy we should go back again, so this is what we are doing as we just accepted what had been said.

 

So I was looking for some kind of wording which the couldnt get out of

[dx100uk]

can we see the letter please?

follow the upload guide

to PDF too please

[ThedaBara]

PPI was unsuitable for all but a very small amount of people.. I notice they are trying to impose a 2 year deadline for claims… I have had several loans with HSBC going back 30 years… I still have some paperwork from the late 1980s for a home owner loan for which the PPI was £10 per month… They are stalling, but I am going to keep trying as this could amount to a tidy sum if successful. TB

[merlin100]

Hi makeitbetter, just for your reference, I filled in the online Barclays Application Form about a month a ago regarding PPI on an Egg card they had bought. Within 11 days I had received an acknowledgement letter, then an offer letter, then a cheque for £184. The original PPI payment was only £29.94 spread over the first four card repayments so not a bad result. That was an online application originally.