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    • If you are absolutely certain* that you were parked OK, write a letter of complaint to the Headteacher and copy in the Chair of the school governors.   If you or the car were identifiable in any way from the photo (eg visible registration number, driver's face etc) I would very politely write that you resent the untrue suggestion that you had parked/had stopped/were waiting in a way that contravened any traffic regulations, and that you are sure that the school will understand that you would like an apology and a correction to be printed in the next newsletter.  (You can also clearly state that you were identifiable from the photo because other parents have mentioned it to you).   See if that works.   You don't want to go to court for defamation as you'll need access to about £10k in fees before you get out of bed.  You just want an apology and a correction.  If what you've told us is accurate, I don't see any reasonable school failing to say sorry.     *My wife is a former school governor and my experience listening to her is that very very few parents actually understand the meaning of the no stopping/no waiting signs and road markings outside schools.  Don't complain unless you are sure you weren't stopped where you shouldn't have been.
    • And they haven't offered a speed awareness course either?  (Have you done one in the last three years or is this in Scotland?)   And is one of the notices for 34 in a 30?  As Man in the Middle says, that ought to be below the level at which they take action.   (And sorry - I don't want to appear preachy - but...  there don't have to be any warnings or signs or lines on the road to advise you of the presence of speed cameras.  If you get away with an exceptional hardship argument you will need to stick to speed limits in future - whether you know there are cameras there or not.  NB Don't know if this applies to you, but most 30 mph limits are restricted roads with a system of streetlighting and don't even need speed limit signs - you are assumed to know this from the Highway Code).
    • It's up to you if you want to pay £300 you don't owe plus whatever Unicorn Food Tax with no basis in law whatsoever that they will have made up in the Letter Before Claim.   We'd prefer you didn't.   But you have received a LBC so it's make your mind up time.   So please    - post up photos of the signage in the dark that you'll have taken two months ago (post 14)    - post up details of planning permission for their signs you'll have found out after you got onto the council, again two months ago (again post 14)    - also let us know if you agree with Brassnecked's excellent letter or if you'd like to tweak bits depending on what you've found out    - upload the LBC.  Some of them are appallingly drafted and invariably contain Unicorn Food Tax which is all useful extra ammo    - also, where are you living now (post 35) and are you comfortable with legal communications arriving at your parents'?   If you look in our PPC Successes thread at the top of the page, you will see 275 times these cheats have been seen off with their tails between their legs (and all had the same "well known legal companies" (ho! ho!) on hand).  In reality 275 times is a massive underestimate, in all 275 cases there was a "moment of victory" IYSWIM where the PPC were thrashed in court or discontinued a claim or were called off by a supermarket chain, etc., etc.  There will have been at least that number again where they were told to Foxtrot Oscar and then crawled back under their stone.  They are eminently beatable but logically when you're in legal dispute you have to put some graft in to beat the other party.
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Asking a DCA for clarification


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Hello

helping another friend with their problem.

 

They have received letters from Robinson Way stating that they have had no

response to their letters asking for payment relating to two debts that they had

purchased and if she does not respond in 14 days they will take legal action.

 

Now this is the first letter they have received regarding this and all tho she does/did

have some debts some 5/6 years ago these letters do not state which debts these are.

 

I will refrain from ringing them to ask relevant questions but was looking to write

to them asking for the following:

 

Previous Owner, Account Number, Total Amount, Date of Default, Last Payment Date,

Amount of Last Payment, Who Was the Payment made Too, How Was This Payment Made and Where was this Payment Made.

 

Do these questions sound ok?, obviously I will format the letter with correctly but just

spaced as such to save over posting.

 

Regards

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why?

 

 

read the letters properly

it does NOT say WILL take legal action in 14 days

 

 

it say something else.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes dx I am aware of the wording but

I would like to get the answers as she wants to put it to rest especially after I helped check her CRA and nothing shows so may be statued barred.

 

Regards

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If this is the 1st letter it's scaremongering. Wait until they provide proof the debt exists.

 

It's not your job to provide proof you owe the alleged debt. Wait until other begging letters arrive.

 

No point in helping the DCA do their job is there? Wait is what I suggest...

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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if the debts are statute barred

even better

 

pers i'd not send anything

it simply invites letter tennis

 

if the debts are confirmed SB'd

then let them issue claims

the SB defence will kill the claims dead.

and cost them money.

 

in E&W even if a debt is statute barred

as long as court is not threatened once confirmed SB

they are allowed to ask for payment

a debtor is equally entitled to ask them to go away.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As a last resort engaging in letter tennis can delay action & might give something that you can complain about,

then escalate to the FoS (after just less than 6 months).

 

 

By the time the FoS decide anything, the 6 year mark might have passed

- they aren't supposed to take any action after you have made a complaint that you can take to the FoS,

while it is being considered or while you are considering their decision!

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urm..complaining to anyone does not stop legal action.

theres nothing that states any supposed creditor or debt buyer

HAS to delay anything.

 

 

SB is your trump card

don't ever play it too early.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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