Jump to content

  • Tweets

  • Posts

    • thats good news you've not moved.   if BG were even remotely concerned about this they would have written to you themselves. and as this is very historic and BG obviously haven't written ever, it will be subject to the back billing rules.   bottom line is it's dead and most certainly cannot now magically appear and ruin your CRA file.   very safe to simply ignore totally esp as the powerless DCA's client is the Original Provider.          
    • no need to state why the lack of paperwork has happened or not, simply email back: i have not received enough paperwork from the claimant since issuance of the claimform to make an informed decision upon entering mediation.   don't tip them of as to what/why.   dx  
    • Thank you dx   Stated client on the letter is British Gas.    I have been living in the same property for the last 10 years or so. Never moved and the debt is belonged to same address. I just dont know how they come up with this debt years later.    In that case, i won't be ringing them. Do i just ignore it? Can British Gas still place a default on my accounts?    I have a good payment history since then and i dont want it ruined because of this.    Btw, they have also sent me an email and asking me to contact them by replying to that email or call them.   
    • Hi Dx Getting txt message from HMRC,    "Small Claims Mediation Service: Telephone Mediation 2020-10-27 from 13:00 - 16:30. If you can't answer YES to all statements, mediation is NOT suitable for your case and you must contact us to cancel"   After reading lot of post, Should I contact them and cancel stating   "The claimant has still yet to comply with my CPR 31.14 request with regard to clarity of any valid default notice issued, as yet I have never received an original or seen a copy of a valid default notice from the claimant."   or Should I wait on the day and then answer ?   Thanks  
    • Update - it seems a judge has allowed B petition to be served at incorrect address and by email and there's a B hearing scheduled for end year   I guess I now need to get the SD set aside?  Think this will suspend the B petition??  And stall any B hearing?   I understand from previous advice/ links that I need to have good reasons to get the SD set aside. Could that be questioning the debt? Stating there's a valuable asset which they valued way higher than debt? Mentioning their refusal to sell the asset? Mentioning they have refused to disclose any personal data on me via a SAR and specifically no list of costs accrued, no financial statement, no list of interest amounts applied etc Mentioning that they are no longer marketing property.  I know purchase lawyers were instructed as the fh lawyers disclosed requested info in the summer.  But the property hasn't sold yet.  Instead builders appear to be renovating.  An estate agent let slip to a colleague that the "owner" has decided not to sell and is going to rent instead.... Mentioning that I served a SAR in Feb with a contactable address and they had my # and email - so why did they continue to try serve SD at an address they knew wasn't correct Etc etc   Will any of these points work to get a set-aside?   I understand that if the judge does set-aside he/she could then ask for both sides to attend a hearing.   The crux is - would there be a shortfall and need for B if they had sold to the buyer who has been trying for 18 months Yes the house would get sold cheap but I would not have the blight against my name for the next 6-7 years...   Am a bit panicked about what to do and timing    
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Marston- Enforcement Order with no prior notice E.ON CCJ


Please note that this topic has not had any new posts for the last 1669 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Thanks Andy. I'll revert to original plan then and just write asking them to consider an agreement for set aside. I'm also doing an SAR

 

MB

 

Writing takes time...and time is of the essence in these matter...give them a ring and you will know today if this option is feasible.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • Replies 135
  • Created
  • Last Reply

Top Posters In This Topic

Decided not to wait for letter, spoke to them on the phone just now. They said they will call back shortly "hopefully with good news"

 

:-) Phone calls always catch them off guard...letters allow time to think and respond to a script.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
:-) Phone calls always catch them off guard...letters allow time to think and respond to a script.

 

After an initial very encouraging phonecall, they have called back to say that my letter is now 'under review' and they'll get back to me next week sometime.

Link to post
Share on other sites

Ahhhh..they need time to refer to their script...still you have pushed them on:-)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Excellent ...await notification from court:-)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
Excellent ...await notification from court:-)

 

no mention of any consent order though? They just said they were writing to the court today to request the set aside.

Link to post
Share on other sites

No worry ...its doesn't always require a Consent Order if the Claimant is agreeable

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
No worry ...its doesn't always require a Consent Order if the Claimant is agreeable

 

Thanks again for your help Andy, and anyone else that supported along the way.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...