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Lloyds bank secured loan sold to engage then skye ltd


Please note that this topic has not had any new posts for the last 1636 days.

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Hi,

 

We have same situation.

 

Original Secured Loan with LLoyds.

 

'Sold' to Engage Credit.

 

'Sold' again to this new company Skye Loans Ltd

 

We are worried about how to proceed?

 

What should be do first - I have written to Skye and told them we are looking into this matter and requested 30 days grace - they have agreed to this......

 

SAR first?

 

Should we be worried?

 

many thanks to everyone for any help :-)

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Probably send an SAR, but it would be helpful if you gave more details of the loan here.

 

Date, how much, general history.

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Hi,

 

We have same situation.

 

Original Secured Loan with LLoyds.

 

'Sold' to Engage Credit.

 

'Sold' again to this new company Skye Loans Ltd

 

We are worried about how to proceed?

 

What should be do first - I have written to Skye and told them we are looking into this matter and requested 30 days grace - they have agreed to this......

 

SAR first?

 

Should we be worried?

 

many thanks to everyone for any help :-)

hi buttercup

Although I am in a position to pay the repsyments

S

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Just going through it all.

 

I have one letter from January and amongst the balance etc it reads there is Fees Balance of £84 + Additional interest of £87...whats all that about? Does anyone understand the Fees Balance?

 

Every month they are applying this along with Additional Interest Fees!

 

I have alot of paperwork here and will update asap.

 

Thank you

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Doesn't make a whole lot of sense to me - I think you might have to write and ask them what they are doing - what this sum is and the reason they are applying it each month?

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I would suggest your loan is littered with all manner of penalty fees

a fixed sum like £25 for letter.appears.phone.dd refusal?

 

 

they can all be reclaimed.

 

 

got any silly insurances on the agreement too?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Thanks both!

 

I will request the SAR and an explanation of their Fees and update on here about what they say etc. Also, over the weekend I will be sifting through everything with a fine tooth comb and I will tell our story thus far - and help others if possible.

 

All the best and have great weekend :)

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  • 2 weeks later...

Hello :-)

 

I have been delayed in investigating my problem with the above - so will get back on track after being too ill to cope with it all.

 

I just wanted to ask how come I can reclaim the charges? What right do i have to do this please?

 

Thank you x

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they are unlawful under fca guidelines

 

 

go read other threads and get upto speed.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 1 month later...

Cutting off a clamp is a criminal offence, as is theft of a vehicle under control.

 

so sue me!!!

i will still cut if off and take the consequences

i couldnt give anything about any of that!

 

thats what you dick turpins rely on - fear! well not more!!

 

 

 

THANK YOU DODGEY BOY - YOU REALLY SENT HER OVER THE EDGE - THANK YOU! SEE YOU IN THE PRESS!!

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we don't close accounts

simply stop posting.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Funny how you are not showing these threads! She always said you doctored these pages!! She was right!!

 

This is a massive story

 

Me and 30 people are in this room devastated.....

 

Just take her page on here down

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what are you going on about ?

not showing what threads?

 

 

this is cag not facebook?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Going on about!!!

 

My friend has topped herself because of bailiffs and bullies one here

 

take her account down as per her wishes - especially after she was called 'my dear' after explaining about bleeding after her serious operation by dodgey bloke - or we will be going straight to the daily mail - which we have direct contact with through family members

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No more discussion and stop putting my words into small words

i am typing this in bloody capitals

 

we cannot believe what has happened

 

you will be hearing more about this....

 

If you do not remove her account as per her wishes we will be persuing you through the press and the courts

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sorry

we are not changing anything.

[capitals]

 

you are posting as buttercup7

 

so this is not your account then?

 

there are no bullies on here

nor any bailiffs.

 

anyway time for bed.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Yes you do

 

again i am typing in capitals and will have a go at you on her behalf, she wrote it all down. [EDIT].

 

You are a total disgrace

 

see you in the papers mate

Edited by stu007
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Hi BUTTERCUP7

 

I am afraid I have had to edit your post due to Forum Rule 3.6

 

You may view this rule here: http://www.consumeractiongroup.co.uk/forum/showthread.php?9-Forum-rules.-Please-read-these-before-posting

 

If you wish to complain about this action then please read this link:

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

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If the owner of this account, Buttercup, has died, then we are extremely sorry about it.

 

However, if some third party has now accessed the account, I'm afraid that this is not something that we can go along with.

 

The account has now been disabled and I am closing this thread

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Please note that this topic has not had any new posts for the last 1636 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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