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vanquis debt being paid to a DCA


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not really

 

so this credit card you are blindly paying them on

 

who says you owe anything?

 

I take it you simply got spoofed

because you thought a dca were bailiffs?

 

time to question that debt too/

 

tell us about it please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well, it's originally a vanquis debt - and, at least morally, it is my debt.

 

I've arranged to pay it off at a discount by affordable instalments.

 

I know some would say the fact I've been given a discount is enough to indicate they may not have enough legally to enforce it, but I've never checked it out.

 

I see my low repayments as 'anti CCJ' instalments to be honest, so my file doesn't get any more negative entries before the default eventually drops off.

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not a good idea, why don't you CCA the DCA?

 

they can still get a CCJ or go for one on the discounted part

 

we've seen it here before

 

some people are just too used to being in the milking parlour

they don't know where the door is anymore

and we have to lead them :lol:

 

trouble with paying when theres no real need

is you actually fund the harassment of 1000's of others

 

its clear profit that goes directly into the DCA's pocket

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if its pre Apr 2007 they'll need the signed agreement to enforce in court end of!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

sorry we are discussing the vanquish card debt now?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I've created a new thread for it

 

 

CCA request time me thinks too

to the DCA who is?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
I've arranged to pay it off at a discount by affordable instalments.

 

lemon debt. Cancel any direct debits you have, and CCA them

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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