Jump to content

 

BankFodder BankFodder


Magicpant5

vanquis debt being paid to a DCA

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1477 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I've been paying one to another DCA.

 

I think it's appalling they do this, asking for personal details etc.

 

Is there anyone this activity is reportable to?

 

Ciao

Share this post


Link to post
Share on other sites

not really

 

so this credit card you are blindly paying them on

 

who says you owe anything?

 

I take it you simply got spoofed

because you thought a dca were bailiffs?

 

time to question that debt too/

 

tell us about it please

 

dx


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Well, it's originally a vanquis debt - and, at least morally, it is my debt.

 

I've arranged to pay it off at a discount by affordable instalments.

 

I know some would say the fact I've been given a discount is enough to indicate they may not have enough legally to enforce it, but I've never checked it out.

 

I see my low repayments as 'anti CCJ' instalments to be honest, so my file doesn't get any more negative entries before the default eventually drops off.

Share this post


Link to post
Share on other sites

not a good idea, why don't you CCA the DCA?

 

they can still get a CCJ or go for one on the discounted part

 

we've seen it here before

 

some people are just too used to being in the milking parlour

they don't know where the door is anymore

and we have to lead them :lol:

 

trouble with paying when theres no real need

is you actually fund the harassment of 1000's of others

 

its clear profit that goes directly into the DCA's pocket

 

dx


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

if its pre Apr 2007 they'll need the signed agreement to enforce in court end of!


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

This definitely isn't a pre-2007 account. This OC account started 2011, defaulted March 13. That's why I'm not sure the use of the CCA...

Share this post


Link to post
Share on other sites

sorry we are discussing the vanquish card debt now?

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Yes - vanquish credit card you asked for more deets of above

 

Heers

Share this post


Link to post
Share on other sites

I've created a new thread for it

 

 

CCA request time me thinks too

to the DCA who is?


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites
I've arranged to pay it off at a discount by affordable instalments.

 

lemon debt. Cancel any direct debits you have, and CCA them


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...