Jump to content


scaniaman

Kids savings missing---has bank a responsibility?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1263 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

One for the (Scottish ) legal eagles.

 

Man & wife divorce and £750 put into their childs savings account.

When it was set up, both parents had to administer the account.

 

One parent has just discovered the other has systematically emptied the kids account over a six month period without prior consent or knowledge of the other parent.

 

Police say it's not theft or mis appropriation of funds.

 

Bank says T&C's were changed and this allowed one parent to administer the kids account.

 

Other parent swears blind they were never notified of this change by the bank or would have taken appropriate action at that time.

( I know my bank notifies me of changes but letters arrive by normal post---not rec del etc)

 

1. Despite this being a despicable thing to do, has any crime been committed?

 

2.How does kid get money back?

 

3. Does the bank have any responsibility for this dastardly situation??

Share this post


Link to post
Share on other sites

sar time

prove the bank did not advise you of the rule changes?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

In addition to the SAR, it might easily be theft. The police say these things in order to get rid of you but there is no reason why it shouldn't be theft if the funds have been taken dishonestly.

Persuading the police to take an interest and to do their job can be a difficult matter.


Share this post


Link to post
Share on other sites

Thanks guys. I don't think SAR is the road because the bank has disclosed all info about these transactions including which bank account the money was transferred too. It is impossible to prove bank did not send info re change to T&C's.

Or did you mean SAR would show if bank had in fact sent out changes letter but it had not been delivered?

Edited by scaniaman
dippit

Share this post


Link to post
Share on other sites

must be in the account log of the sar if they sent them

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

If the child doesn't live with the OP and the address on the account is the childs, maybe the new T&Cs were sent to only ONE parent, i.e: to the account address.

If that parent read the new T&Cs they may have realised that withdrawals could be made by one signatory.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...