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    • Hi all, I'm a member of the public defending a case by CCPlus T/a GroupNexus  for 4 PCNs from back in 2014 and 2015. The main part of my defence is that I was working on site, and Roadchef didnt enter my VRN either correctly or at all. I had repeatedly called them and was told that they would be voided. I heard nothing for years and therefore thought it was all settled. Another part of my defence will be to question the possible deliberate ploy or policy to wait until 5 years has passed to pursue these claims, therefore claiming an extra 8% per annum in  interest on each ticket. I went to mediation today and we didnt agree  on a settlement, so this will continue on to court. I asked for an SAR (Subject Access Request) for all 4 PCNS and they only sent me details for one of them so i offered to pay for one of them minus the fees/charges etc which was rejected. For the record, 4 PCNs now stand at £950 plus court and solicitor fees.   What also irked me is that I had an email  response from a director at Roadchef saying that they could have helped if i had gone to them earlier. I had gone to them earlier, and presumed it was settled. then years later CP Plus pop up with a letter of claim and summons. This left me in a catch22 situation  and is why I think that this is a deliberate ploy. They leave it 5 years to pursue the claim, then the landowner cant help you because it's 5 years down the line   That aside, I would like to hear from other people who have been targeting 4 or 5 years down the line and would ask if I can use their cases in my defence. If we can prove that this is deliberate, we can do something about it. I would also like to hear from a solicitor who'd like to take this up on my behalf.  Thanks
    • This post is regarding PPE listings on all the major buying platforms. and is affecting many thousands of people trying to buy PPE items.
    • I shall send that now  thank you once again. I shall keep you updated. 
    • We would appreciate you posting up your letters in scanned PDF format in future please – as asked – not JPEG images. Thank you. This is not a letter of claim. It's dressed up to look as if it is a letter of claim – probably to put the frighteners on you. You may as well respond to it.      
    • Sorry just noticed re; Link Financial - these are the master server for 2 of my debts.   HBOS assigned the accounts to 'LC Asset 1' and their registered offices are in Luxembourg! Do i send the CCA request there (to LC in Luxembourg) or to the LC PO box in London? or shall i send it to Link Financials office in London - HELP!
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style="text-align:center;"> Please note that this topic has not had any new posts for the last 1489 days.

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I have just received another letter, this time it has the heading LEGAL RECOVERY ACTION

 

it states:

 

you have failed to pay the outstanding balance of £160 or to contact us to discus the repayment of this debt. We have now recommended to our client the commencement of legal action against you. However the granting of judgements and other orders are at the discretion of the courts. If successful the escalation of legal proceedings at a cost of £75 would be added to the debt for recovery. After further applications have been granted by the court the possible impacts of having a CCJ registered against you would be.

 

    Enables enforcement action to commence. Such as obtaining an Attachment of Earnings placing a charge on your property or applying for warrant of control to remove goods.

     

      Prevent further lending

       

      To make sure no further legal recovery action will take place please make immediate payment by one of the following methods.

       

      etc etc.

       

       

      Also surprisingly under their heading Dcbl, Certificated Bailiffs & High Court Enforcement has suddenly reappeared?

       

       

      Any advice would be most welcome please

 

Benny,

 

Are you able to post up a copy of the letter (with personal information removed)?

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If a writ has been enforced and a person considers that there has been some wrongdoing, then responsibility will indeed be targeted towards Ms Claire Sandbrook as it is her name that will be endorsed on the reverse of the writ. Naturally, questions must centre on how she is able to carry out her role when she is mainly resident in the USA.

This has a direct bearing on the DCBL debacle if they manage to get a default CCJ, the charges they are imposing would easily be massaged to get them above the Magic £600 and allow the egregious Sandbrook to delegate the writ.

 

She should be disallowed from operating in the UK whilst a US resident.

Edited by brassnecked
change obnoxiousto egregious

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Hi, I will scan them tomorrow and place them on here tomorrow night, sorry don't have this facility at home.

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it what these guys on here did for me so no probs

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How do I copy a PDF file over????

 

Quite easy really. In the reply box is a button that says 'Go Advanced' Click that and the next screen will have the required paperclip. You then click 'Add Files' and this gives you access to your documents. Click the document you want and upload it then click 'insert inline'. Hopefully that will be job done.

 

If you have problems, I can give you an address to email it to and we can do it for you.


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Sorry silver fox did this but not giving me an option do you have the e mail address please

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PM sent


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi silver fox did you get the letters, sent from my works e mail

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The document has been received and I have sent it to silverfox for his attention. Would you like me to upload it for you or would you rather wait for SF to do it?


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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I don't mind citizenB, just hoping it came through ok. Thanks

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Righto, I will give it a go.. I am not very good at this stuff.. so give me a few moments :)


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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Forum SF.pdfHere you go..

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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if she is a USA resident is she allowed to run a British company like this ..if not then every penny they have got off ppl in the last years needs to be paid back to the ppl then dcbl nees to fined (massive fine) and them shut down ....

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Thanks to CitizenB for doing the upload for me while I was away.

 

They are certainly different from the initial ones we saw however they make sure that you know they are an enforcement company. They have also confirmed that they cannot take legal action in their own right so no need to worry about the pretend stage enforcement fees.

Only NGP can take action and if they tried to do so with those inflated fees added by DCBL they would get seriously admonished by even the most lowly judge.

 

As it stands, I would just ignore them.


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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They say there has been a debt assignment, to them. So how come in the last document do they then say they are going to recommend to "their client" ?

 

Surely they should not be permitted to use their "Bailiff" status to threaten/intimidate - because IMHO that appears to be exactly what they are doing ? At this point they are acting purely as Debt Collection Agency, are they not ?

 

Is this something that should be brought to the attention of the regulator ?


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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We have been recommending that people complain to the FCA, MOJ, Trading Standards and of course DCBL. What I think I will do is try and find the company that makes 'Can't Pay' and inform them of the practice that a company they highlight is using less than honest ways. I'm sure DCBL won't like their TV appearances to be cut off.


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Brinkworth Films is behind the series so a few nicely worded complaints to them may elicit some bad news for DCBL

 

info@brinkworthfilms.co.uk


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Thanks to CitizenB for doing the upload for me while I was away.

 

They are certainly different from the initial ones we saw however they make sure that you know they are an enforcement company. They have also confirmed that they cannot take legal action in their own right so no need to worry about the pretend stage enforcement fees.

Only NGP can take action and if they tried to do so with those inflated fees added by DCBL they would get seriously admonished by even the most lowly judge.

 

As it stands, I would just ignore them.

 

One other point that should be noted is that should they be successful in gaining a CCJ then because of the low value it could only be enforced by the County Court Bailiff and not this bunch of shysters.


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[sIGPIC][/sIGPIC]

 

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One other point that should be noted is that should they be successful in gaining a CCJ then because of the low value it could only be enforced by the County Court Bailiff and not this bunch of shysters.

 

That is very interesting to hear :)


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I doubt if NGPM will take it further.


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As Directors & "stars" of Won't Pay, We'll Take It Away the Pinners have not exactly covered themselves in glory, more likely shown themselves up for the bullies they are, hoping that everyone would just buckle & pay up.


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There are different rules in Scotland but it is good to see that they are highlighting the exact same problem.

 

I dislike providing links to news articles as they are so full of adverts but I think (and please correct me if I am wrong) that we are not allowed on the forum to 'cut and paste' articles. Anyhow...here is the article:

 

http://www.heraldscotland.com/news/homenews/14300024.Scots_consumer_watchdog_warns_about_increased_use_of_debt_collection_agencies_for_parking_fines/

 

 

CAR owners are increasingly being threatened with court action over disputed parking charges as more private firms pass outstanding tickets on to debt collection agencies, a consumer watchdog has warned.

 

Citizens Advice Scotland has said the number of people concerned about getting a letter from a debt agency over parking fines has risen from zero last year to 100 in the past few months.

 

The letters seen are all sent by specialist parking recovery, investigation and enforcement bailiffs Debt Recovery Plus Ltd - and demand payment for tickets sometimes in excess of £100.

 

Edited by citizenB
added quote

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BA, we can quote up to 15% of the article along with the credit :) I have taken the liberty of adding a quote to your post.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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