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help with money claim online - Lent a friend £1000

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I need help with an online money claim ,



background to story,


Leant a friend £1000 to be paid back in january


Communication has broken down, and no offer of payment received or any response


have sent him a letter yesterday with 14 days notice to either repay or take it to court,


it was a verbal agreement,


but i do have a recording where he admits he borrowed the money with intention of paying it back


i also have text message, with his account details and saying thanks for helping.


and the proof from the bank transfer,


how do i word the particular of claim ? is it called that


Many Thanks

Edited by Jimmyuk1

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Has your friend actually refused to repay the money? How do you know that you are going to have difficulty getting it back?

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the money was agreed to be paid back, start of january


I have contacted numerous times, but he refuses to talk to me


won't answer emails calls or texts,


and in the recording, where we did talk he admits borrowing the money , but he says he aint paying a penny take him to court


so leaves me with little alternative ?

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  1. The claim is for £1000 lent to the defendant on XXX date
  2. The money was lent on a "payment on demand basis"
  3. The claimant has now requested repayment of the loan
  4. The defendant has specifically refused to pay
  5. The claimant claims £1000


Don't bother to claim interest. The courts are reluctant to make awards of interest in respect of loans where no interest payments have been specifically agreed. In any event, the outstanding period of the loan is so short that interest will scarcely amount to anything and it will just complicate matters.

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Ok Thanks,


I wasn't looking to claim interest to be honest,


just the amount not paid back,


What does payment on demand mean ?


we had agreed it was to be repaid at start of january but not a fixed date

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