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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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whatamess

H&M late payment entry

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Hi there

 

I got a late payment entry put on my now clean credit file back in July.

 

I tried disputing this because it was for an amount of £3.60 which was interest that was put on the account after the full amount was settled. They refused to remove it so i shut the account down.

 

Just looked at my credit file again and they have now moved the late payment date from July to Aug..

When i have an email from them saying the late payment and fee was for June/July, why would they have changed it and are they allowed to do that?

 

They told me they promote sensible lending but last month they upped my credit limit to another £100 even though they slapped a late payment on my credit file just a few months before.. so annoying. Late payments are so damaging as i have recently found out.

 

Thanks

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Good Morning WAM

 

How late was said payment? Companies have a responsibility to report correct info.

Having one black mark these days isnt a bad thing you know. Some companies have allowances for that.


 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Hi fkofilee

 

It was a month late because i didn't know the interest was on there and they didn't write to me or email to say there was an outstanding payment on £3.68 on there. Its a real shame as we worked so hard for 2 years to clear our files because we wanted to move, we are now in the process and it has affected who we can borrow from for our mortgage.

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