Jump to content

 

BankFodder BankFodder


whatamess

H&M late payment entry

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1516 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi there

 

I got a late payment entry put on my now clean credit file back in July.

 

I tried disputing this because it was for an amount of £3.60 which was interest that was put on the account after the full amount was settled. They refused to remove it so i shut the account down.

 

Just looked at my credit file again and they have now moved the late payment date from July to Aug..

When i have an email from them saying the late payment and fee was for June/July, why would they have changed it and are they allowed to do that?

 

They told me they promote sensible lending but last month they upped my credit limit to another £100 even though they slapped a late payment on my credit file just a few months before.. so annoying. Late payments are so damaging as i have recently found out.

 

Thanks

Share this post


Link to post
Share on other sites

Good Morning WAM

 

How late was said payment? Companies have a responsibility to report correct info.

Having one black mark these days isnt a bad thing you know. Some companies have allowances for that.


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites

Hi fkofilee

 

It was a month late because i didn't know the interest was on there and they didn't write to me or email to say there was an outstanding payment on £3.68 on there. Its a real shame as we worked so hard for 2 years to clear our files because we wanted to move, we are now in the process and it has affected who we can borrow from for our mortgage.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...