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Lowell_? Claim form - old HSBC of 'debt'

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Hi Guys

Just looking for some advice,

 

My daughter opened an account with HBOS when she was a student in 2007,

 

Stopped using it in 2008 when she ran up an overdraft, and completely "forgot" about it,

 

She has now received a form N1sDT from Northampton County court signed by Lowell Portfolio demanding nearly £1500.

 

The original overdraft was £500,

The claim form states "despite repeated requests for payment" But she swears that she has never had anything from these people,

(She has moved house about 5-6 times since leaving her student digs though due to her occupation)

 

Where do we go from here

 

Is it too late to request a SAR and a CCA?

 

What does she put on reply form to court

Thanks in advance

Cosy

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Hi

 

If you woud read the following thread and the copy and post your responses here to enable the the best advice on how to proceed with the claim.

 

N.B ..CCA are not applicable to current account overdrafts.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**

 

Regards

 

Andy


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you need to get this moving and get the link done please.

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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