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    • Just posted up the POC. Will get on with CCA and CPR tomorrow.   Is there a danger that if he attempts to call BC he could take it out of staute barred?  I will have to contact him Spain so need to advise him what not to say.
    • Here are the Particulars of Claim     Name of the Claimant ? Hoist Finance UK Holdings Limited     30th January 2020 Date of issue 30/01/2020 + 19 days ( 5 day for service + 14 days to acknowledge) = 17/02/2020 + 14 days to submit defence = 02/03/2020 (33 days in total) -   Particulars of Claim   The claim is for the sum of £7939.36 arising from the defendants breach of a regulated consumer credit agreement referenced Under no xxxx926xxxxxx03 The defendant has failed to remedy the breach in accordance with a Default Notice issued pursuant to ss.87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd(Ex Barclaycard) Written notice of the assignment has been given. The Claimant claims 1. The sum of £7939.36 2. Costs   What is the total value of the claim? £7939. + £410.00 Court fee + 100.00 legal costs Total amount £8449.00   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes dated 02092019   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Not sure   Did you inform the claimant of your change of address?Not sure Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card.   When did you enter into the original agreement before or after April 2007 ?  After April 2007 actually August 2007   Do you recall how you entered into the agreement...On line /In branch/By post ? Can't recall   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ?No idea   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Claim issued by Hoist, so assigned.   Were you aware the account had been assigned – did you receive a Notice of Assignment? Howard Cohen solicitors says yes. I say no   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No   Why did you cease payments? Costly divorce and failed small business   What was the date of your last payment? Over 6 yeras ago I believe   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Spoke to them many years ago          
    • DX ,thanks for spacing post BankFodder,  sorry, point taken,   FS
    • defence due by 4pm Monday 2nd   has he...   .  get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/  leave the £1PO blank and uncrossed . .  get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] . . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . . type your name ONLY no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]   get him to ring BC ask last payment date tomorrow.    
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Rasan

Unfair treatment -barclays bank

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Hello all I wonder if anyone can be of assistance, My sister and I tried to purchase airlines ticket to go on a holiday with our families .

 

Although we had confirmed the booking with British Airways and were assured by them of the genuineness of the booking and the ABTA number, we thought we would check with Barclays Bank before transferring the money to the travel agent's Barclays Bank account since he would not accept credit or debit card for the promotional offer.

The transfer to the Barclays bank account was the other alternative.

I was with my sister when she called Barclays Bank and she was assured that should the account holder not provide the service Barclays Bank would certainly recall or refund the money.

 

Based on the assurances given, my sister and I went ahead and transferred the money to the Barclays Bank account only to be told later on by Barcalys that the account was being used for fraudulent transactions.

My sister transferred her money from a Barclays account and even though I am a customer of Barclays Bank I transferred my money from A Nat West account ; to the same account and on the same day. I transferred my money at 11:38am and my sister at 11:59.

 

Based on the wrong information provided by Barclays Bank to my sister, they decided to refund my sister's money to her but will not refund mine because i am not a customer and did not transfer the money from Barclays Bank.

My sister has called the bank to inform that the wrong information they provided led her brother to also transfer the money from Nat West and is unfair to refund hers and not refund her brothers'.

 

I AM ON A TIPPING POINT NOW.

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Thread moved to the appropriate forum.

 

Regards

 

Andy


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Thread moved to the appropriate forum.

 

Regards

 

Andy

 

After you moved it, I lost all my text :p

 

Anyhow Welcome to CAG Rasan, Good to have you here.

 

So With the above, I believe that you have a good case to go against Barclays. Did you record the call?

If not Barclays should have it recorded somewhere,.

 

Worthy of a CEO complaint IMHO

How much was it for?

 


 

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Your problem is with Barclays Bank ....not Nat West?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Your problem is with Barclays Bank ....not Nat West?

 

Rasan... Have you spoken to NAtwest about recovering funds as well?

 

Also could you answer the below?

 

Was the bank aware that it was talking to both of You?

Was it made clear to the bank that you would be sourcing the money from a Natwest account and not from your Barclays account?


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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I spoke to Nat West to recover funds but I was told by my Nat West Rep that Barclays that Barclays had advised her they would deal with me directly. It was based on the assurance Barclays provided to my sister of a refund if the services was not provided that i transferred the money because it was going into the same account, and the same bank. My sister called Barclays bank to advise them them that the information they provided was given to her brother and led him to transfer the money.

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Hi Rasan,

 

You need to get something down in writing to the bank(s) asap. I think you personally have no relationship with Barclays in this matter and your complaint must be with Nat West. They, in turn, will contact Barclays to discuss the matter and decide who should make any refund.

 

Stay OFF the phone unless you are recording all conversations.

 

 

 

1. When did you pay the money to the "travel agent".

 

2. When did YS learn that the a/c was being used fraudulently.

 

3. Did you check with ABTA about the travel agent's status with them.

 

:-)


We could do with some help from you

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