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Default v CCJ


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Just need some advice regarding a defaul notice and ccj.



I have a default notice on my Noddle credit report dated 10/01/2010 which fell off my credit report 10/01/2016.



However I signed onto Credit Compass and found a CCJ for the same debt dated 08/07/2013.



As the default has now dropped off my noddle report will the CCJ for the same debt remain on the credit comoass for 6 years.



The debt has been marked as satisfied.



Why did my noddle report not show the CCJ and vice versa.



What's the difference with these noddle and credit compass which are both generated through call credit.

Many thanks

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  • 3 weeks later...



I am unsure of some of your questions but may be able to cast some light on the default/CCJ dates.


The default date is considered to be the point in time you broke your credit agreement, ie you've not met your obligation for a number of consecative months, the CCJ date is the date a court find in the creditors favor and agree you are liable for the debt

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