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lips37

Lowell/Lowell's claimform - old shop direct cat debt - prob sb'd

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Just 1 thing is this dept statue barred?

 

Why did you cease payments? 2008

 

What was the date of your last payment? Not sure

 

Thats for you to work out Lips the above is what you have entered on your thread


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The last payment was between 2006 or 2008

My wife lost her job and i couldn't afford the repayments with all my other bills and debt.

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You could always ring shop Direct and ask what date was your last payment ? or if you have an online facility check the account ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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I'm on MCOL and it is giving 4 options Ive opted for the extra 14 days, do i Contest Jurisdiction?

Do i defend part of this claim for non acknowledgement and payment more than 6 years ago?

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Contest Jurisdiction - NO

 

 

defend all


:mad2::-x:jaw::sad:

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Ive lived at my address for 6y 3months and i know i hadn't made a payment at least 6 to 12 months prior to this i had dept management plan with another company i was paying them nearly £200 a month with their charges that was the last time i paid anything.

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Hi Old Cogger defend all?

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Defend all as you are not admitting to part of it are you?


:mad2::-x:jaw::sad:

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try and get a record of the last payment i..e. Bank etc,


:mad2::-x:jaw::sad:

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But it wouldn't be the bank it would be through Dept management company and i cant remember who they were.

 

I will have a look at my online banking.

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mind you also it could put the onus on them to prove it

 

 

still ring shop direct and ask them they must have a record!


:mad2::-x:jaw::sad:

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Ive been on to the bank and they are send me statements from Jan 2008 to DEC 2009.

Ive checked my DEC statement for DEC 2009 and there is no payment to shop direct on it.

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MCOL filed

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Should i send a CCA to Lowells?

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So no direct payment to little woods

What about via your dmp!


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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there was some payments through dmp but they were just has bad with their charges i was in so much dept and trying to keep everyone happy just didn't work i paid a lot of them off and unfortunately some got missed.

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Im just waiting for the other two to come been 7 years now.

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***************

No never did a DMP i was in so much dept and trying to keep everyone happy just didn't work i paid a lot of them off but unfortunately some got missed.?????????


:mad2::-x:jaw::sad:

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Sri confused,..

 

If this debt was not part of any DMP then go file the SB def

 

As havinastella indicated

 

It's for them to prove it's not SB

Not for you to prove it is

 

No need to do nowt else

 

Dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Im just waiting for the other two to come been 7 years now.

 

Sb is 6yrs not 7


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Sorry 7 years since i last heard from them

 

Do i need to send a CCA?

 

How do i file SB?

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Ifyou are 110% sure it's sb'd

Then gofile the SB defence havinastella posted earlier post#3

Via mcol website

 

SB is absolute

 

You don't need to CCA nor CPR


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Hi Guys, sorry been working away for a few days, this statue barred how do i file this on the MCOL website and what do i to do/

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your post #41 'some payments'. when were they?

only do the barred defence if you're pretty sure it is barred


IMO

:-):rant:

 

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no payment in the last 6+ years

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