Jump to content


A little help with capital one cc now with cabot


bigal8000
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2143 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all, i have been getting letter from cabots for the last 12 weeks (oct/nov 2015) now i have one from restons solicitors seeking immediate payment because cabot have now acquired the rights to the account on the 28th sep 15 (£900 cc) etc, this has to be paid by the 1st feb 16 or they have instruction from cabots to issue a county court claim. So the next thing i check is my credit record with noddle this is what i found:

Name Mr bla bla

Address bla

Date of birth bla

Account type Credit Card

Account number ****10500000000000

Account start date 20/08/2004

Opening balance £ 1,105

Repayment frequency Monthly

Date of default 08/02/2010

Default balance £ 1,105

i have 3 defaults oct,nov and dec 2015 all from cabot.

After digging a bit i found that the last payment to capital one out of my bank account was 16 sep 2009 and i am sure that was the LAST now does this tally with the default on noddle @ 08/02/2010.

Any help would be fantastic as i stopped working again in 2009 from a form of motor neurone disease ive had since i was 16 and i really thought my inlaws had paid all my debt off for me in 2009, so this was a real shock for me, just as a side note i moved in 2011 and never has a letter untill oct 2015.

 

Many thank al.

Link to post
Share on other sites

If your last payment was sept 2009 its statute barred

 

Ignore them

Unless/until they are stupid enough to issue a claim form

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks for the quick replays guy, two question does the Date of default 08/02/2010 sound right if my last payment to them was 16 sep 2009 seems a long time to make a default after the last payment 4+months, i have checked again and the only payment to them i can find is 16 sep 09. If it is statute barred can i get the oct,nov and dec 2015 cabot defaults removed ? because its just under 6 years between them. Once again thanks for any help.

 

Cheers al.

Link to post
Share on other sites

CAL MARKERS MEAN NOWT

 

use the dn inthe summary from the originhal creditor

 

its sb end off

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...