Jump to content


BankFodder BankFodder

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1495 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All,


I had a judgement against me in favour of Hillesden Securities t/a DLC back in 2014.


The judge applied a charging order to my property and I have been paying by standing order £45 per month ever since.


Today I have received a notice of sums in arrears from DLC even though I have not missed a payment since I started paying them, they actually also list the payments I have been making on the notice.


I may be wrong but the agreement I have with DLC started on the day the judgement went in their favour and a payment plan was agreed, this being the case I am technically not in arrears with DLC I am simply working to the agreed payment schedule and this information should be accurately recorded.



With this in mind an Arrears notice could easily be regarded as innaccurate and defamatory, perhaps a statement should have been issued instead.


My question is

whether there is any legal precedent I can call on to quote to DLC when I write to them about this,

or whether I am simply barking up the wrong tree so to speak.


Kind regards


Share this post

Link to post
Share on other sites

If you prove you are right

they will just say that it was an administrative error

or that you are misinterpreting the statement



but the reality is they want you to be frightened and then agree to increasing your payments to reduce the arrears/make sure it doesnt happen again.


You know you have a plan and that is ratified by the court

so stick to it and if Hillesden want more money then they can go back to court where yu can produce your statements and this letter.



Dont take the bait.

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...