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Recently found out about a CCJ nearly 6 years old - unsure what action to take.


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Hello,

 

Summary:

Recently found out I have a CCJ against me, which was made on the 07 April 2010

after signing up for a popular credit report/expert website

and have done some research before deciding what action to take.

 

What I know:

 

 

  • The CCJ on 07/04/2010 will be removed from all registries after 6 years, which is only a few months away at this point
  • The amount is for £194
  • If I pay the CCJ it will be classed as "Satisfied"
  • If I do not pay the CCJ, it may come back to bite me in the proverbial ass in the future

 

What I need to know:

 

  • If I pay the CCJ, will it still be removed in a few months, or will it start a new countdown of 6 years since the date the CCJ became "Satisfied"
  • What do I need to do (helpful if listed in steps) to resolve this matter without it blowing up in my face?

 

Thank you very much in advance for any assistance provided!

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I think even if you pay, the CCJ will still be removed from records.

 

I will ask others on the site team to look in and advise further.

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The CCJ will drop off the record after 6 years whether you pay or not. The claimant is unlikely to ask a court for more time to gain enforcement, given the small amount.

 

Paying it, just means you have a satisfied CCJ on record for a few months, until it drops off the record.

We could do with some help from you.

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waste of money paying it wont remove it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Still outstanding and retrievable even once off the register and past 6 years ...refer to post #3 above

We could do with some help from you.

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