Recently found out about a CCJ nearly 6 years old - unsure what action to take.

[ByronXI7]

Hello,

 

Summary:

Recently found out I have a CCJ against me, which was made on the 07 April 2010

after signing up for a popular credit report/expert website

and have done some research before deciding what action to take.

 

What I know:

 

 

• The CCJ on 07/04/2010 will be removed from all registries after 6 years, which is only a few months away at this point
  
• The amount is for £194
  
• If I pay the CCJ it will be classed as "Satisfied"
  
• If I do not pay the CCJ, it may come back to bite me in the proverbial ass in the future
  

 

What I need to know:

 

• If I pay the CCJ, will it still be removed in a few months, or will it start a new countdown of 6 years since the date the CCJ became "Satisfied"
  
• What do I need to do (helpful if listed in steps) to resolve this matter without it blowing up in my face?
  

 

Thank you very much in advance for any assistance provided!

[citizenB]

I think even if you pay, the CCJ will still be removed from records.

 

I will ask others on the site team to look in and advise further.

[unclebulgaria67]

The CCJ will drop off the record after 6 years whether you pay or not. The claimant is unlikely to ask a court for more time to gain enforcement, given the small amount.

 

Paying it, just means you have a satisfied CCJ on record for a few months, until it drops off the record.

[dx100uk]

waste of money paying it wont remove it

[AndyOrch]

Still outstanding and retrievable even once off the register and past 6 years ...refer to post #3 above