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Cabot/Restons claimform - cap1 card 'debt'


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Hi folks

 

Just before Christmas I had a MCOL claim from Cabot via Restons Solicitors (for an old credit card - claim value approximately £1600 formerly with Cap 1).

 

I filed an acknowledgement of service and sent the appropriate s78 CCA and CPR 31.14 notices.

I had a smiliar claim against me from another creditor about 2 years ago and was able to submit the defence in good time.

 

The s78 and CPR letters were sent by me unsigned.

 

 

Yesterday Restons returned my letter saying that whilst it purportedly came from me,

without a signature they are not able to do anything further.:???:

 

Any advice much appreciated.

 

Cheers

 

NC

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Theyre doing their normal stalling tricks, hoping you give in and they get a default judgement. Restons couldnt give a cr@p about regulations or correct procedure. They just want money.

 

Sit tight and someone will give you info on what to do next

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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hi

 

 

to properly advise you

could you please fill these questions out

and copy/paste them here with your answers.

 

 

http://www.consumeractiongroup.co.uk...-Viewing)-nbsp

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FWIW you don't need them to reply to file a defence - nearer the time

simply file the holding/no paperwork def regardless

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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