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Dear friends,

 

I have been scared to death this morning receiving a courts summons for none payment of council tax.

 

They claim that since June I have not paid, I fear this is true.

 

In November I called them 3 times and they said all is well however in November they now say DD was reversed.

 

Bank says I have not paid any DD to council tax. There is no DD in place, yet I have set it 3 times.

 

Either way I conclude from talking with bank and council I owe them 1194.

 

I called them today and they say unless you pay £400 they can not set-up any agreement.

 

From June to today I have received nothing from them. I agree 100% I owe them £1194

 

I do not have £400 to pay before the 2nd of February court date.

 

What can I do?

 

Summons date is 5th January today is 20th when I received the letter. 2nd February is the court date

 

If an agreement is set-up I am fine with that. But to set-up the payment they are saying I need to pay £400 for January

 

I have never been to court and I am scared ****less.

 

Any help or advise please.

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Try not to worry to much,

if you can,

raise the £400,

if not it will go to court,

extra costs will be added,

 

 

not sure how much,

about £120 all told usually i think

 

 

then they will look to collect,

do you work,

if you do they could get an attachment of earnings,

do you have any valuable assets,

usually the baliffs will set you up on a payment plan.

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I am unemployed mini cab driver for now! Hopefully next week i can begin working. I want a payment plan.

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I am unemployed mini cab driver for now! Hopefully next week i can begin working. I want a payment plan.

 

How long have you been unemployed for, are you not eligible to have claimed council tax reductions, do you get housing benefit. If you are working and have a lot of assets, vehicles, big tv's, basically if you look like you have money (even if you don't) the baliffs will try for full payment, just try to prove you have nothing and the only choice is a payment plan.

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Let them know immediately that you are not working and would they consider taking off the costs from the summons as this would help you look for work. Plead poverty..

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Do i get a CCJ?

 

No, but council tax baliffs can be pretty ruthless and council tax is a priority debt

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The property in question is rented, and i live with family does that change things etc?

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Any advise on next stage after court? like balifs?

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are you the named tenant in your rented property? if so and you are unemployed, you should get housing/council tax benefit, this would dramatically reduce your CT bill


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Who rents the property. If you have no assets worth taking, then the use of bailiffs might be pointless. Did you ask council to take the costs off..

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Just a note about Council Tax court summonses for you philmycoke.

 

The Councils have no power to collect so need the authority of the court before they can use lawful means to collect outstanding amounts.

 

The summons is for them to get this authority and for a council tax payer to dispute they owe anything if that is the case.

 

If you agree that you owe the amount outstanding, (and you have said you do), then there is no need at all to go to court. Only if you do not agree that you owe the outstanding amount would you need to attend the court.

The judge at this court can't take into consideration any of your circumstances or your ability to pay, all he can do is give agree you are liable for it and give the council powers to collect.

 

As you say you do owe the amount, then just get onto the council again, even pay them a visit taking along an income and expenses table with you and work out a payment plan with them.

 

So to reiterate, there is no need to attend court, it is not recorded anywhere. The judge won't even see your name as he will be presented with a long list of others in your situation and unless someone has turned up to dispute they owe anything, will just stamp it and hand it back to the council rep.

Edited by Conniff

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my friend, i rent out an house.

 

that house is the council tax issue. i live with my family.

 

i am unemployed for 2 months only and shortly due back into work again.

 

i agree i owe them £1194. when i spoke them them and said i want to pay, they said i must pay £400 before any repayment plan is due.

 

i do not have the £400.

 

so the 2nd febuary is the court date. after that i dont know what will happen and how my life will end. i am so scared.

 

90% is there fault i setup 3 direct debts, or they did over the phone and they did not collect and due to my own finanace crisis i used the money.

 

i am not a cheat, i want to pay, but they did not listen.

 

how do i make them setup payment plan.

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Only by talking to them I'm afraid. If you make out a sheet showing all your income and your outgoings and take that along with you to their offices, you will get to talk to a person face to face. You can show them the table you have made, show them some proof that you are starting a new job in a couple of weeks and ask how they can help you.

 

Don't delay talking to them, get down their offices tomorrow.

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I would even say again, that ask the council to take off the costs, (you have nothing to lose) and don't even tell them at this stage that you are planning a new job. Stand up for your self. Also make a complaint to the bank about the failed direct debit(s) and possibly make them accountable..

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I'm not sure you can put any blame on the bank, they have a right to decline a dd if there are not enough funds.

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I'm not sure you can put any blame on the bank, they have a right to decline a dd if there are not enough funds.

 

I hear what you say but if the belief was that it was understood that it was set up then I personally would complain anyway..

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I hear what you say but if the belief was that it was understood that it was set up then I personally would complain anyway..

 

 

 

Did the summons contain a claim for costs?

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