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    • Hi and Welcome to CAG   I have moved your topic to the appropriate forum Mortgages and Secured Loans please continue to post here.   Have you actually checked your CRAs yourself...you say you have been advised...what is showing ?   Andy
    • Yes not much happening at the moment...you could complete your DQ in the meantime...dont submit until advised by the court.      
    • Hi, has anyone had any experience with Barclays Mortgage options being incorrectly advised?   I went on maternity leave 6 months ago and went to Barclays to see what options where in terms of my mortgage. All I was advised was a reduction in my mortgage for 6 months which would result in arrears for six months.   I was not advised of any alternative options eg mortgage holiday or interest only. I have now been advised that Barclays have logged arrears and missed payments on my credit file which was not explained to me. I have sought advise from a financial expert who has advised I have been misinformed.   Has anyone had any experience with dealing with something similar?
    • I've had a read of the council tax 92 regs (admin & enforc).    Section 2 - seems to cover how correspondence concerning a property should be addressed.    I have the following query:   I notified my council by email (lots of messages to and fro) and sent copy of Order - all got resolved, refunds made, property labelled as exempt.    The next  physical letter for the property I still received (on divert). The letter was not in my name.  It was labelled 'The c tax payer'.    I had not given council a forwarding address.    I had email advised I was temp residing elsewhere - so all communication to me, about me, was to be done just by email.    I had also redacted the bank's name on the Order.   Why would the council - as seen in sar - subsequently send letters addressed to me c/o the bank's address?      The council clearly didn't get the bank's details from me. Is it possible bank 'pretended' to be me, used their address as 'my' forwarding contact address?     The property is exempt - so there is no need for 'my' name to be on council records, let alone c/o the bank. How can I find out what has happened?  And can I easily remove the 'wrong' address attached to my name?   dx - these people are trying all sorts of underhand tricks - they are awful.  A barrister friend likened it to "they think they are above the law; they keep trying to circumvent it for their own purposes - and it won't work".     re: the court - they still haven't served sd and their B petition thus got adjourned.  None of this was disclosed in the sar.      Are they now supposed to locate me and issue a proper sd - before the adjourned case  - which they haven't told me about...    Out of curiosity - in the midst of nationwide lock-down how can anyone be served?
    • you need to use our custom google search box which if does not show on the current page you are viewing it appears after hitting our top square logo and get reading up on like 'parcel lost court claim' or such words you think fit,  to fully understand and get familiar the correct process.   like https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=parcel lost court claim&oq=parcel lost court claim&gs_l=partner-generic.3...442891.450854.0.451334.23.23.0.0.0.0.178.1914.22j1.23.0.gsnos%2Cn%3D13...0.8008j3413106j23...1.34.partner-generic..17.6.601.rSZ-hV4HSXs   though you must be mindful that during and for a longtime after, the current situation we see ourselves in, nothing much might well happen for well on a year as the courts will need to catch up.    re:   
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Mr.P

Beards could save your life

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Or rather, could be a source of some new antibiotics to help in the fight against infections.

 

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R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Bumph :)


 
 

Any advice I give is honest and in good faith.:)

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LOL to shave or not to shave?

 

:washing:


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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yuk yuk yuk yuk, totally and utterly disgusting, in my opinion I think they make men look really old! think of all them germs lurking and food! , gross


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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LOL

 

(snowdragon should close eyes now)

Its surprising that despite strong negative thoughts about beards and hairy backs, a well presented moderately (but never vastly) hairy chest is often considered desirable.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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LOL

 

(snowdragon should close eyes now)

Its surprising that despite strong negative thoughts about beards and hairy backs, a well presented moderately (but never vastly) hairy chest is often considered desirable.

 

Yeukk.. by whom ?


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Yeukk.. by whom ?

 

Sean Connery and Jason Statham fans for starters ...

 

http://comelookatmychesthair.com/post/2581524970/top-ten-chest-hairs

 

 

tumblr_lee1sg04Vc1qbcsb2.jpg


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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As I said.. yeukk...


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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