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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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The wealthiest 62 people have as much wealth as that of half the worlds population combined:

 

 

http://www.theguardian.com/business/2016/jan/18/richest-62-billionaires-wealthy-half-world-population-combined


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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I was just about to add a thread about this.

 

I am not anti capitalist, as i believe it is probably still the best system. What i am against is concentration of wealth, tax avoidance/evasion and corruption with politicians/political parties undermining democracies.

 

Some of these very wealthy people do give their money away, which is great. But that is not the point. Ideally, you want to spread wealth, by taxing wealth and having governments actively involved in economies. Governments could be investing money in building large numbers of houses. They could be offering more start up money to new businesses and investing in existing businesses, so that there is more activity going on, generating wealth for more people.

 

This is something Jeremy Corbyn could get Labour to address, if they did not have many other policies which many people don't like.

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I am not anti capitalist, as i believe it is probably still the best system. What i am against is concentration of wealth, tax avoidance/evasion and corruption with politicians/political parties undermining democracies.

 

+1

 

The richest outside these 62:

 

"About 123,800 individuals of these have more than $50m,

and nearly 45,000 have more than $100m.

The UK has the third-highest number of these “ultra-high net worth” individuals."


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Might be why we slightly like criminals who break into banks and safety deposit vaults. It is not purely about how clever the crooks are, but taking the valuables from wealthy people, some who seek to hide millions or paperwork that might be embarrassing. Apparently, some of the owners of the Hatton Garden boxes have not been willing to detail the content of the boxes.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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World's richest lose some cash http://www.independent.co.uk/news/business/news/the-world-s-richest-people-lose-305bn-in-one-month-as-stock-markets-plunge-a6817161.html

 

 

http://www.bbc.co.uk/news/business-35339475

 

According to the Bloomberg Billionaires Index, the billionaires saw more than $115bn slip out of their hands this week alone, with seven of them losing more than $1bn on Friday.

 

Amazon.com Inc. founder Jeff Bezos reportedly topped the Bloomberg index list, losing out on $8.9bn since the start of the month, and a further $1.9bn on Friday.

 

 

There's something odd going on with such concentrations of wealth.

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The 'slips in their wealth are probably due to the stock market falls. So are temporary losses on paper only unless they are normal people who need to 'realise' their assets - which they rarely would ever be.


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites
The wealthiest 62 people have as much wealth as that of half the worlds population combined:

 

 

http://www.theguardian.com/business/2016/jan/18/richest-62-billionaires-wealthy-half-world-population-combined

 

Good luck to them, they deserve every penny. Awful thing jealousy.

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Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites

The loss of billions on the stock market says a lot about how wealth is calculated as nearly all of these super rich are only rich by having shares in companies that dont really show a real profit. If I were one of them I would be doing a bit of cash in hand car valeting just to have some real money in my pocket.

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You mistake % of income for amount paid.

 

Yes some rich people pay more in total than a 'poor' person, and even more damning, some 'rich' people pay more than many major banks and multinationals,

 

... but its commonly a far smaller percentage of their income than 'poor' people pay.

Poor people pay a larger percentage of their total income than 'rich' people or major corporations.

 

Supertax in reverse.

 

Not that long ago I actually paid more income tax in a year than a number of major UK banks and financial institutions paid in corporation Tax... Perfectly true

 


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

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Share on other sites
Then they should pull their fingers out and do some overtime and get rich also.

 

Thats your opinion.

 

Mine is that when you are in a situation where Banks report £Billions in revenue, and £Billions in profit, and have had bailouts and £Billions in state support,

yet pay less corporation tax than just about EACH and EVERY individual working person pays in income tax,

then something is really wrong.

 

 


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites
It doesn't say something is wrong, it says they are clever so deserve their bonuses.

 

I would disagree with your stating they deserve the bonus.

 

If its just because they managed to get it that they deserve the reward, then by that logic so does every thief and criminal.

 

or perhaps you mean that they deserve it because they dont get prosecuted for their crimes, despite being caught, unlike more 'common criminals?


Handcock alleges there are 240,000 tests every day - Yet figures show only 60-80,000 people a day are tested

... So whats happening to the other 160,000+ tests a day?

Why the populist problem with customs checks to cross the Irish sea to meet International agreements and Law

... when Johnson is happy to implement Border + Visas to access Kent?

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites
I would disagree with your stating they deserve the bonus.

 

If its just because they managed to get it that they deserve the reward, then by that logic so does every thief and criminal.

 

or perhaps you mean that they deserve it because they dont get prosecuted for their crimes, despite being caught, unlike more 'common criminals?

 

Exactly

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But they aren't common criminals, they are gentlemen, they went to private schools and are well educated.

 

Jealousy only makes you bitter.

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... but its commonly a far smaller percentage of their income than 'poor' people pay.

Poor people pay a larger percentage of their total income than 'rich' people or major corporations.

 

Dunno how you worked that out, the poor people, as you call them, pay 20%, the rich pay 40 or 45%. Now I could be wrong, but I think 45% is more than 20%.

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Dunno how you worked that out, the poor people, as you call them, pay 20%, the rich pay 40 or 45%. Now I could be wrong, but I think 45% is more than 20%.

 

Yes but 20% of not a lot is a lot more than 40-45% of mega amounts, in relativity. A lot of people not on mega bucks pay 40% https://www.gov.uk/income-tax-rates/current-rates-and-allowances

 

and just to be objective and really controversial which wealthy person do you know paying 40-45% tax, most have very good accountants and then there's offshore etc.

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