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Help Remortgaging With Outstanding CCJ


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Hi all,


Following advise from these forums I have now cleared the majority of my debts.

I am now looking to remortgage sometime this year and would like help/guidance in this area.


I currently have 1 CCJ outstanding on my credit report for £7000 dated 2012,



from what I've read I am unsure if I would benefit:

- From paying off to get marked as satisfied ?

- Attempting a full & final offer, I understand this would be marked partially satisfied if accepted?

- Leaving as 5 years old?


I would have to borrow £7K from a family member to clear. If paid would I still have to wait until I apply ??


Many thanks

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CCJ will be there for 6yrs paid or not

simply let it fall off

and then go for a remortgage.





please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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