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    • One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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Lowell/lowells sols claimform - old Vodafone mobile 'debt'***Claim Discontinued***


cheddar
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" Ok, I've got this as a defence so far, I've looked at SO many claims but barely any of them have a POC worded like mine "

 

 

There wont be...there all unique to the debtor/claim...same as are all defences:-)

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" Ok, I've got this as a defence so far, I've looked at SO many claims but barely any of them have a POC worded like mine "

 

 

There wont be...there all unique to the debtor/claim...same as are all defences:-)

 

I see many with the same wording, just not like mine. Or I thought so anyway.

 

Guess the info I'm reading just isn't going into my head for some reason.

 

Can anyone comment on the defence? Is it any good?

Ex CAG helper ^_^

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Defence is not due till 4pm 12 Feb anyhow

 

Take your time

 

I've amended you q&a post too

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok, I'll wait until someone can comment on my defence. Or is no one commenting on it because it's totally wrong?

 

I'll get a fresh pair of eyes to look at this if needed.

 

Thanks guys :)

Ex CAG helper ^_^

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Just requires a few tweaks cheddar

 

You must respond to each point.....for example you have not made a response to 2..the default.

 

2) THE DEFENDANT FAILED TO MAINTAIN THE REQUIRED PAYMENTS AND A DEFAULT NOTICE WAS SERVED AND NOT COMPLIED WITH.

 

will take another look later when its quiet.

 

Andy

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Tried again :)

 

1. The Defendant does not recognise the debt from the details given in paragraph 1 of the particulars of claim

 

2. The Defendant does not recall receipt the default notice from the details given in paragraph 2 of the particulars of claim.

 

3. The Claimant states in paragraph 3 of the particulars of claim that the account was assigned from Vodafone to Lowell Portfolio I on 31/03/2014. The Defendant has not received any notification of this assignment.

 

4. The Defendant has never received the repeated requests for payment mentioned in paragraph 4 of the particulars of claim.

 

5. Despite a request for information from the Defendant (made under CPR 31.14), the Claimant has not provided any further details as to how the sums claimed have accrued or copies of any agreement between Vodafone and the Defendant.

 

6. Under Civil Procedure Rule 16.5 (4): Where the claim includes a claim for money, it is expected that the Claimant be required to prove the allegation that the money is owed as claimed. No information has been given to the Defendant proving the alleged amount claimed.

 

7. Notwithstanding the above, should the alleged amount claimed include an early termination charge(s) amounting to the entire balance of the remaining contract, OFCOM guidance states that any Early Termination Charge that is made up of the entire balance of the remaining contract is unlikely to be fair as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

 

8. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

 

 

He doesn't have a default notice in his possession and can't say 100% if he got one, he thinks he may have but can't be totally sure. Hence why I have worded No2 that way. Added a bit more to No6.

Ex CAG helper ^_^

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Take a look at this tomorrow for you cheddar...well later today:wink:

We could do with some help from you.

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Particulars of Claim...

 

1) THE DEFENDANT ENTERED INTO AN AGREEMENT WITH vodafone UNDER ACCOUNT REFERENCE **** ('THE AGREEMENT').

2) THE DEFENDANT FAILED TO MAINTAIN THE REQUIRED PAYMENTS AND A DEFAULT NOTICE WAS SERVED AND NOT COMPLIED WITH.

3) THE AGREEMENT WAS LATER ASSIGNED TO THE CLAIMANT ON 31/03/2014 AND NOTICE GIVEN TO THE DEFENDANT.

4) DESPITE REPEATED REQUESTS FOR PAYMENT, THE SUM OF £213.40 REMAINS DUE AND OUTSTANDING.

AND THE CLAIMANT CLAIMS

a) THE SAID SUM OF £213.40

b) INTEREST -£17.07-

c) COSTS

 

What is the value of the claim? £305.47

 

 

######Proposed defence######

 

1. Paragraph 1 is accepted.I have in the past entered into a contract with vodafone however I do not recall the exact details or recall any outstanding balance and have requested that the claimant verify the exact details of this claim by way of a CPR 31.14 request.The claimant has yet to comply.

 

2. Paragraph 2 is also noted but again I do not recall any breach and therefore the Claimant is put to strict proof to:

 

(a) show how the Defendant has entered into a Agreement/ Contract; and

(b) show how the Defendant has reached the amount claimed for; and

© show how the Claimant has the legal right, either under statute or equity to issue a claim;

 

3. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.

 

4. On the alternative, if the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act.

 

5.Notwithstanding the above should the alleged amount claimed include an early termination charge(s) amounting to the entire balance of the remaining contract, OFCOM guidance states that any Early Termination Charge that is made up of the entire balance of the remaining contract is unlikely to be fair as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

 

6. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

We could do with some help from you.

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Thanks Andy, looks like I'd made a mess of it lol!

 

Lowlifes Solicitors have sent a letter, received today:

 

"27th January

 

We can confirm that your request for documents has been forwarded to our client and we will forward the documents to you upon receipt. This is unlikely to be within the 7 day deadline in your letter.

 

Please note that legal proceedings have now been issued against you and you should respond to the claim form."

 

So, do we still file the defence or wait longer? They haven't asked for an extension just that it's not going to be in the 7 days which was up on the 26th anyway.

Ex CAG helper ^_^

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Thats fine cheddar ...you wont get a response anyway...so file it when your ready and if you are happy with the contents.

We could do with some help from you.

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Thats fine cheddar ...you wont get a response anyway...so file it when your ready and if you are happy with the contents.

 

Thought as much, thank you ever so much for your help. I'll let the bf read over everything to make sure he's happy, then we'll file it.

 

I shall keep updating as and when required.

 

Thank you! :D

Ex CAG helper ^_^

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  • 2 weeks later...
  • 4 weeks later...

Current status, I thought we'd only get a DQ if the Claimant responded to the defense? No mention of them responding here:

 

Claim Status

A claim was issued against you on 11/01/2016

Your acknowledgment of service was submitted on 14/01/2016 at 21:15:13

Your acknowledgment of service was received on 15/01/2016 at 08:02:10

Your defence was submitted on 28/01/2016 at 16:05:07

Your defence was received on 29/01/2016 at 08:01:41

DQ sent to you on 01/03/2016

 

Also as my bf has severe autism can I represent him in court? He will not be able to speak for himself.

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They dont have to physically respond to the defence...they simply inform the court they wish to proceed...DQ is on its way then

We could do with some help from you.

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Ah ok, I thought it would at least be noted on the MCOL.

 

Yeah seems so, should be here this week.

 

Sigh.

 

I'm not sure I can even go to court over this I have serious mental and physical health problems that means I can't predict how I'm going to be on any given date. Really hoped it would get stayed, just our luck!

Ex CAG helper ^_^

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No worries..quite simple to complete....post here if your unsure.

We could do with some help from you.

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No worries..quite simple to complete....post here is your unsure.

 

I assume I agree to mediation? A telephone thing is even worse for me and impossible for my bf. Typical isn't it haha! Guess I'll have to just "woman up" and power through it, least the case is simple enough :)

Ex CAG helper ^_^

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Yes to mediation...yes to Small Claims Track...the rest of the form is self explanatory tick boxes.

We could do with some help from you.

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Oh and did this today, will make another as soon as I can. I know the site isn't cheap to run. Can't believe it's been going for so long, I really enjoyed being a helper all those years ago, seems like a lifetime ago for me!

 

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Ex CAG helper ^_^

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:yo: and very much appreciated cheddar......thanking you.

 

Regards

 

Andy

We could do with some help from you.

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