electoral Roll

[firstship]

Have had a reason to check my Credit Rating with 3 CRA's

 

 

it appears my address is different slightly to that recorded on the Electoral Roll.

 

 

I have asked the Council to Amend the address which they have confirmed they will do,

but it will not happen with the CRAs until March 1st as I have just missed the cut off date.

 

 

I did not tell the Council that the reason for the amendment was because the CRAs have the wrong address

and they tell me they automatically advise CRAs with new or amended addresses without permission from myself..

 

 

Like millions of people I have advised the Council that I do not want any commercial organisation to have access to my address.

 

 

To my way of thinking CRA's should not have access to any address without permission of the person concerned.

 

 

Apparently Electoral Roll Registration can affect your credit rating.

 

 

Does this sound correct??

 

FS

[dx100uk]

certainly not being on voters kills your credit rating almost as bad as a CCJ or default.

 

 

dx

[citizenB]

Isn't it better that the CRAs have your correct address, especially when it comes to lenders confirming your identity ?

[firstship]

Many thanks for your response dx100 and citizenB both points very helpful

 

FS

[fallback]

This is a particular problem in the Scottish area where there are many flatted developments.

 

Most CRA's use the Royal Mail address list and not the official Council list.