Blackhorse CCJ on car debt.

[dx100uk]

they cannot use the CCJ to force you to pay any balance they claim.

it doesn't say anything about that.

 

 

what you need to do now is put every penalty charge into the CISHEET

pop their int rate in cell d15

 

 

and pop in a claim for them back

 

 

This second spreadsheet is a compound interest calculator and can be used both for PPI claims and Charges Reclaims on Revolving Credit Accounts such as credit cards. Compound interest is not an award that fos will give in respect of PPI claims but it can be used in PPI cases that are pursued through the courts. It is the standard sheet that is also used for charges reclaims both on credit cards and loan accounts where interest in restitution is claimed.

 

CISheet v101.xls

 

 

unpaid dd costs

admin arrears charge

letter costs

telephone costs

admin arrears

collection activity fee

[boxbox123]

according to my bank statement totaling up means

 

the car was paid for long before court action

how can that be fair

 

surly is not thief - surly some responsibility of care after it is a bank

 

i never had a contract with black horse of horse

[dx100uk]

now go back and read your last post again

and put it in English please

 

 

dx

[boxbox123]

ok - the car was paid for in full in 2009 - but court action 2011

 

where is the banks duty of care - they the bank were to look after the calculation of the monies paid to them

 

how can that be fair

[dx100uk]

I know your user name is boxbox

should be box of frog me thinks..

 

 

if the agreement started in feb 2007

 

 

and was 54 monthly payments

 

 

you cant have completed the agreement.

 

 

dx

[boxbox123]

as i stated before there was payment of £1000. £ 2000 a month

please see payment remember at one time there was two paying on the car

 

there has been an over payment of over £6000

 

what is a box of frog?

[boxbox123]

at the end of July 2009 if u add the payment were completed

 

i carried on paying until 2010 - like u i thought i had to pay for 54 week- resulting in an over payment £25.000 to 28000

 

plus in 2011 court action requested a further £10.000 - because they said this was out standing - but this was not true ( is' nit this thief on a large scale? )

 

plus cost plus interesting making a end total of £50.000

 

 

i found another payment to day at the bank- when went i in for varification of my bank statements

Edited January 15, 2016 by boxbox123
spelling

[boxbox123]

i have sent the car payment to u to see

paymentscar7.pdf

[dx100uk]

right I'm getting there a bit now.

 

 

you had according to them £14k outstanding in 2009 so the car cant have been paid for

or do you mean the price of the car, the outstanding being the interest the loan added to it.

 

 

but if you had proof by the time of the delivery of goods order the agreement had been paid off

why didn't the judge agree with you.?

 

 

dx