IDR/Link claimform - old Barclaycard Debt

[AndyOrch]

That's Link for you

[HampshireDad]

Spoke to Citizen Advice who weren't much help at all.

Spoke to Money Advice Service who were helpful.

 

 

They've informed me to raise a complaint with Link asking them to contact the court

with the correct date plus contact credit reference agencies

stating they need to now mark it as full and final settlement.

 

 

If they fail to act on either then I can take it to the Financial Ombudsmen.

[dx100uk]

surely..you want the CCJ removed as it was paid within the time limits

NOT shown as F&F

that will kill credit for 6yrs

[AndyOrch]

The CCJ should not be showing at all...but with regards to the CRAs Im sure that the best you will get is a settled or satisfied will be marked for the rest of the 6 years guideline.

 

Link won't do you any favours.

[HampshireDad]

surely..you want the CCJ removed as it was paid within the time limits

NOT shown as F&F

that will kill credit for 6yrs

 

They have no choice but to remove the CCJ as it was paid within the 30 days.

 

 

I'd read that debts on your credit file marked partially settled could still go against you

hence why i made the offer as full and final settlement?

 

I also emailed them the complaint form and received a response this afternoon

stating that their solicitors had called the court requesting that the correct date be applied

and the CCJ removed from the register.

 

 

They didn't mention the complaint re the debt showing as partial/fully settled on my file.