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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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Five new laws for 2016 that will change the way we live

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1. Stricter immigration rules for working people

 

 

You might think that a nurse who has spent the last decade tending to terminally ill British citizens would be considered an asset to our society. But under new legislation that comes into effect from April 2016, she could be deported. If you come from outside the EU and you’ve been working here for more than five years, you must be earning more than £35,000 a year, or else you will be shipped off back to your country of origin.

 

According to the Royal College of Nursing, nearly 3,500 nurses could be kicked out of the country under the legislation, in a move which could end up costing us nearly £200million. The threshold is far above the average national wage of £22,000.

 

 

Well they need to make room for those "medical professionals" that the EU want to allow in WITHOUT any checks on their qualifications ?

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?457757-NHS-Patients-will-be-in-trouble-as-EU-demands-foreign-docs-be-allowed-to-work-in-UK-WITHOUT-any-checks-on-qualifications

 

The chances of a hard working nurse earning this sum is very unlikely.


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

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4. A new, flat-rate pension

 

From April 2016, there will be only a single-tier pension. This will be a flat rate paid at £155.65 a week. This replaces the current, lower basic state pension of £115.95, but it also replaces secondary and additional pensions which would normally enable people to top up the basic rate.

 

An analysis by leading actuarial firm Hymans Robertson found that most people would lose out under the new regulations. Over 20 million workers are likely to be more than £1000 a year worse off under the new deal, and people who transferred some of their savings into private schemes for brief periods in the 1980s and 90s stand to lose as much as £20,000 in total. Though she criticised this assessment as “scaremongering”, minister Ros Altmann admitted that even the government projected that 25% of people would be worse off under the new pension scheme.

 

 

What are these secondary and additional pensions they mention ?


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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

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2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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What are these secondary and additional pensions they mention ?

 

Is this not the top up SERPS and other schemes for some state workers ?

 

Pensions have always been complicated. When my Dad retired, he was entitled to a full state pension and had one main private pension, plus another two smaller private pensions. At the time, there was some rule that pension income could not be more than two thirds of final salary. If he received all the pension incomes, it would have exceeded this, so they adjusted the amount he would receive.

 

I am convinced that in 20 years time, those retiring will receive much less in real terms, as the state pension is again adjusted, just due to the sheer number of people receiving pensions. There may come a time, where the government scraps the existing state pension for people under a certain age and require all to have private pensions.


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Well they need to make room for those "medical professionals" that the EU want to allow in WITHOUT any checks on their qualifications ?

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?457757-NHS-Patients-will-be-in-trouble-as-EU-demands-foreign-docs-be-allowed-to-work-in-UK-WITHOUT-any-checks-on-qualifications

 

The chances of a hard working nurse earning this sum is very unlikely.

 

The NHS has been taking in Doctors and Nurses from around the world for decades and this won't change. Many come from Commonwealth countries, where they often come to earn far more money than where they have come from and some return to their homeland to help people using the skills they learned.

 

The government will amend the immigration rules to protect key workers,


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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