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parkesy78

cabot chasing 5 year RBS loan debt - debt no contact

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no

 

 

you really need to be reading around

 

 

cag is a self help site tooo.......

 

 

dx

i have been reading lots on this site but different people have different views

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Thats why you need to read up on the ones that were successful.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi just a quick update after ignoring cabots begging letters for 5 months theyve now passed it on to there solicitors ccs collect who have wrote to me asking to ring in 7 days is it still safe to ignore for now or should i send a cca request letter ? Would be very gratefull for any advice given

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Hi just a quick update after ignoring cabots begging letters for 5 months theyve now passed it on to there solicitors ccs collect who have wrote to me asking to ring in 7 days is it still safe to ignore for now or should i send a cca request letter ? Would be very gratefull for any advice given

 

You mean you have not already sent one?

 

Andy


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Hi andy no i have not sent a cca request letter to cabot yet cabot only contacted me last december after no contact for over 5 years about debt ,i was advised not not to reply unless letters changed they offered me a 20% discount 2 week ago then passed it on too there solicitors ccs collect who are no asking yet instead

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Hi andy no i have not sent a cca request letter to cabot yet cabot only contacted me last december after no contact for over 5 years about debt ,i was advised not not to reply unless letters changed they offered me a 20% discount 2 week ago then passed it on too there solicitors ccs collect who are no asking yet instead

 

ccs collect are not solicitors

simply another trading name for cabot


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ccs collect are not solicitors

simply another trading name for cabot

 

I thought they were connected to Capquest and use HL Solicitors DX ?


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The only reason ive not sent a cca request yet is because it might be statute barred soon ive had no contact in 5 years maybe 6 no phone calls or letters or payments the default date was october 2016 its drops off my credit report this october ,my last loan payment was january 2010 but i also remember making a token payment off a pound 5 years ago just cant remember to which debt

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I thought they were connected to Capquest and use HL Solicitors DX ?

 

 

ccscollect only chase debts - for a variety of clients

they are not debt buyers nor are they solicitors

other names used AEGIS,

BPO Collections,

Global Vantedge

 

 

just for info

per id not send anything

the debt is now statute barred anyway?

last pay was feb 2010?


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It is possibly statute barred but im not 100% i know i made a token payment of one pound on one of my debts nearly 5 years ago i cant remember which

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Its either sb or theres no paperwork. Cabot rarely deal with enforceable debts. They usually just by a lot of junk then harass people into breakign down and paying. You already had a discount which proves its dead.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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well go ring RBS and findout..

 

 

instead of worrying about it since december


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Hi Im going to send off a cca request tommorow cant risk a ccj turning up on my door, do i send it too ccs collect who are acting on behalf of cabot ive lost cabots letter so i dont have there details ,could somebody please send or link a good cca request template thanks for your help

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We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Thanks shall i just send to the address cabot have on google i dont have any of there letters now with there address on ? My account refrence should be on ccs collect letter though

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did you ring RBS?

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

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Long time since I replied I know but thought I'd tell everyone what happened etc,

I never sent a cca request I didn't risk it being so close too my credit being clear

 

I rang and offered them £1000 to for debt and to wipe the rest they did ,

I'm now bad debt free and full clear credit report

 

got the mortgage I wanted a few months later and now living in a nice big house stress free :)

Edited by dx100uk
spacing

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Why would you offer them anything. I bet you that the debt was wholly unenforceable and they laughed all the way to thr bank. They don't chase enforceable debts.

 

 

But saying that. You got the result you decided in and wanted. So congratulations.

 

Just make sure you keep a copy of the letter saying that the money is in full and final payment.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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