getinng old store & credit card details for misold PPI checking

[Big Dode]

is there anyway of finding out details of old store & credit card details for misold ppi as i reckon I'm due money and don't want to go to a claims company and lose out on money

[Conniff]

Have moved and merged both of your threads to the correct section Payment Protection Insurance (PPI) which is in the Banking, Loans & Credit section.

[dx100uk]

have you no details of even who the card might have been with?

like old statements credit file search etc etc.

 

 

dx

[shamus59]

Hi,

 

I am new to the forum, but as I am actually a complaint handler for a company that sold PPI I might be able to help.

.

If you send a letter to the organisation concerned, asking them to check any accounts that you have held with them,

to see if you had any PPI attached to the product, then they are legally bound to do a full holistic review of any accounts that you had with them.

 

If you went to a Claims Management Company (CMC) that is all that they would do

and then they would charge you between 25 and 50 percent of any thing that was owed to you,

and beleive it or not some CMC will also charge an admin Fee on top of their commission.

 

James

 

(please excuse any spelling or gramatical errors)

[Big Dode]

i know it was either top man or burtons

 

 

i emailed them with all my previous address' date of birth etc and said to them that I didn't have my account details

 

 

they replied saying they wanted my account number.

 

 

But what bothers me is PPI claims companies can find that out but why not me

 

thanks I'm new to the site

[dx100uk]

who did you email

 

 

and ideally you need to sent them [or the original creditor - the finance company ]

a lot of those cards were GE Money financed

an sar

 

 

a claims co. has no more clout nor power than you do...

 

 

dx

[shamus59]

Send them a signed letter by recorded delivery requesting that they look into the details of your account (name, D.O.B, any/all previous address's and any name changes) advise them that the have 14 working days to supply the info or you will be taking the matter up with F.O.S. (you do not need an account number as they should be able to find your account details with the info that you have supplied)

If they treat this as an S.A.R. then you may also have to pay them £10

 

It is possible that that Top Man/Burton only received a fee and commision for every store card that they administered, but if they have their own Finance dept within the group, then they will have to deal directly with you. If they didn't then it would be the card provider that you would request the info from, but Top Man/Burton should be able to tell you who this was.

 

Unfortunately some companies will try and give you the runaround, but if you keep on at them they will deal with this for you (they have to under the FCA rules)

 

Please remember that if you enrolled for PPI before January 2005, the FCA/FSA regs don't apply, but you can still get advise from the Finance and Leasing Authority (FLA) which helped to regulate finance prior to January 2005.

 

James

 

James

[Big Dode]

i don't have any of these cards as it was over 20 years ago