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been blindly paying capquest on CAT debt - they said its clear - now want more money


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My other half was paying monthly for an old debt to Capquest.

 

On 20 October she received a letter from Capquest stating, "

 

 

Thankyou for your payment.Your account is now closed.

We`ve updated your credit file to show your account as fully satisfied. If you have any questions contact ............etc"

 

She stopped making payments.

 

Fast forward to 9th December and she gets another letter from Capquest saying

"The amount owed £90.60 and that as of 9th Dec Capquest will move the management of your account to drydens Fairfax solicitors

.As a result drydens Fairfax will contact you shortly regarding your continiuing payments."

 

What is this all about?????

Thankyou for any advice.

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Easy answer. Keep that original letter, send capquest a copy.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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This is all about marking your Mrs as a mug and trying it on.

 

Was she receiving statements? What was the original debt, who with and how much? Would there be charges to reclaim? PPI?

Not certain will have to check when she gets back home. It states debt purchased from DP: Shop direct Financial Services LTD

 

 

Thanks

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Shame you've been paying this for so long, straight into their profit pocket, file marked as mug awaits fleecing, so they are passing it around their bezzy mates to take their pound of flesh out of you before you realise you're being fleeced.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Yep. before you pay any DCA, you need to check the debt out, as it only gets sold on if theres something wrong with it. Especially storecards.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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time for a CCA request om any other debts she is blindly paying........

 

 

a DCA is NOT A BAILIFF

and has

NO LEGAL POWERS.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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